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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Etown At Nobel, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed May 1, 2026·70 days on market·Recent sales in Etown At Nobel·Etown At Nobel

10231 Innovation Way

Jacksonville, FL 32256

$525,000sold priceListed at $528,000 · 99.4% of asking$226/sqftMLS# 2125638
4
Beds
2.5
Baths
2,320
Sq Ft
2021
Built
2
Garage
No
Pool

3 more homes for sale in Etown At Nobel →Search Etown At Nobel on the map

HOA $92/mo6,534 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Etown At Nobel

Sellers finalized their move which is what drove the price reduction. 3D tour & floor plan Located in gated eTown, this 4-bedroom, 3-bath home offers a flexible layout with the primary bedroom on the main level and a laundry room directly connected to the primary closet for efficient daily use. The dining area features a volume ceiling and the living area opens to an extended paver lanai overlooking water behind the property. The backyard is fenced & has an extended side yard (only 3 in the community). Upstairs includes a loft, three additional bedrooms, and a full bath. Built in 2020, the home provides access to eTown amenities, including a clubhouse, pool, fitness center, parks, and trail systems. Convenient access to nearby shopping, dining, and major roadways in the Southside area of Jacksonville. eTown Clubhouse & Community Pool (approx. 0.3 mi) -- Assumable 2.75% loan with 357K approx. balance (must be VA buyer)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,908
Property taxesest. at asking price, Duval County$857
HOAbilled quarterly$92
Estimated total, before insurance$3,857/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,290/yr · $691/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$525,000
$105,000
Loan Term
Monthly Payment
$2,908
Principal & Interest: $2,908
Property taxes (est.): $857
Insurance (est.): $350
Estimated Total Monthly
$4,115
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$519,526$436,412▲ $28,163
2024$491,246$423,265—
2023$479,804$409,335—
2022$450,811$395,811—
2021$75,000$75,000▲ $10,000

2025 property taxes (current owner): $8,290/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $283/sq ft; this home is listed at $228/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10302 Innovation Way, Jacksonville, FL 32256Listed by WATSON REALTY CORPSep 2026$620,000$2634/2.52,355250.1
10134 Illumination Drive, Jacksonville, FL 32256Listed by MOMENTUM REALTYSep 2026$900,500$3353/22,685110.2
10051 Invention Lane, Jacksonville, FL 32256Listed by THE AGENCY AT PONTE VEDRASep 2026$610,000$2494/32,45220.3
10026 Invention Lane, Jacksonville, FL 32256Listed by MARGANON REAL ESTATE FIRMJul 2026$686,800$2505/42,7501130.4
11225 Bright Path Court, Jacksonville, FL 32256Listed by VENTURE REALTY CO, LLCOct 2026$595,000$2833/22,099120.5
11319 Madelynn Drive, Jacksonville, FL 32256Listed by WEICHERT REALTORS COASTAL CITYJul 2026$781,000$2953/2.52,646420.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$528,000
Price / Sq Ft$228
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,320
Acres0.15 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address10231 Innovation Way, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionEtown At Nobel
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size6,534 sq ft
Parcel Number1677761760
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Playground
Community FeaturesSidewalks, Gated, Curbs
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Porch, Rear Porch
FencingFenced, Back Yard, Wrought Iron
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJanuary 17, 2026
Days on Market70
HOA Fees$275 / Quarterly
HOA FrequencyQuarterly
Tax Amount$8,289.62
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CROSSVIEW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Etown At Nobel

Etown At Nobel is a neighborhood in eTown, FL (Duval County), ZIP 32256.

View all Etown At Nobel homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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