This home is in Jacksonville.

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Active

Active·193 days on market

2812 Cassia Lane

Jacksonville, FL 32246

$919,900$363/sqftEst. $4,896/moMLS# 2123331

Beds

Baths

2,537

Sq Ft

2023

Built

Garage

Pool

About this home

Jacksonville

New Incredible price and a stunning interior makeover. This rare luxurious 4BR/4BA single-story 3 car garage retreat on a spacious ⅓-acre lot in the gated Tamaya community--one of Jacksonville's most sought-after neighborhoods. Ideal for large or multi-generational living, each bedroom offers exceptional privacy with its own full ensuite bath. Recently planted 80 podocarpus hedges line the property and will mature to 10-20 feet, creating ultimate backyard privacy for a future pool and outdoor oasis as shown in renderings. Inside, enjoy soaring ceilings, 8-foot doors, and an open, airy layout. The chef's kitchen features 42-inch white cabinets, white quartz countertops, and an extra-large 6-burner gas range, perfect for entertaining and family gatherings. Tamaya is known for its resort-style amenities, Spanish and Mediterranean architecture, and elegant tile roofs. Conveniently located near Mayo Clinic, beaches, shopping, and dining-this home delivers luxury, privacy, and prime location

Cost to own

Mortgage calculator

Home Price

$919,900

Down Payment: 20%

$183,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$4,647

Principal & Interest: $4,647

Est. Taxes & Insurance: $1,162

Estimated Total Monthly

$5,808

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,896

Property taxesest. at asking price, Duval County$1,502

HOAbilled annually$11

Estimated total, before insurance$6,409/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $875,100 in July 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$728,701	$728,701	—
2024	$754,891	$754,891	▲ $121,252
2023	$125,000	$125,000	—
2022	$125,000	$125,000	—

2025 property taxes (current owner): $18,141/yr

Estimated taxes if purchased at asking price: ~$18,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jan 3, 2026Listed$919,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$919,900

Price / Sq Ft$363

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage2,537

Acres0.32 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary, Spanish, Villa

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Community Information

Address2812 Cassia Lane, Jacksonville, FL 32246

Area025-Intracoastal West-North Of Beach Blvd

SubdivisionIsabella At Tamaya

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Lot Size13,939.2 sq ft

Parcel Number1652821460

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Gated, Management - Full Time, Management- On Site, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAdditional Parking, Garage, Garage Door Opener

Waterfront TypePond