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Active

Active·216 days on market

3011 Goose Creek Lane

Green Cove Springs, FL 32043

$599,800$174/sqftEst. $3,058/moMLS# 2121860

Beds

Baths

3,454

Sq Ft

2023

Built

Garage

Pool

About this home

Green Cove Springs

Recently reduced and ready for its next owner! Luxury, space, and modern technology come together in this stunning 5-bedroom, 3.5-bath home with a 3-car tandem garage. From the moment you enter, soaring ceilings and a dramatic staircase create an impressive first impression, while the open-concept layout offers the perfect space for entertaining and everyday living. The gourmet kitchen features an oversized island, butler's pantry, abundant cabinetry, and premium finishes, making it ideal for hosting gatherings or preparing family meals. The spacious primary suite offers a private retreat with dual showers, soaking tub, and a large walk-in closet designed for comfort and relaxation. Upgrades throughout include full smart-home integration, recessed lighting, remote-controlled roller shades, whole-home water purification and softener system, and Ring security system. The epoxy-finished 3-car tandem garage includes two EV charging stations, and the home is pre-wired for a future pool.

Cost to own

Mortgage calculator

Home Price

$599,800

Down Payment: 20%

$119,960

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,058

Principal & Interest: $3,058

Property taxes (est.): $919

Insurance (est.): $400

Estimated Total Monthly

$4,377

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,058

Property taxesest. at asking price, Clay County$919

HOAbilled annually$67

Estimated total, before insurance$4,044/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,634 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Dec 19, 2025Listed$599,800

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,800

Price / Sq Ft$174

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,454

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address3011 Goose Creek Lane, Green Cove Springs, FL 32043

Area161-Green Cove Springs

SubdivisionGoose Creek Estates

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Parcel Number320526020992012

Amenities

AmenitiesPlayground

UtilitiesCable Connected, Electricity Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Gas Range, Microwave, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryIn Unit, Upper Level

SecurityEntry Phone/Intercom, Security System Owned