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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Mar 11, 2026·49 days on market·Recent sales in Jacksonville

3039 Belden Street

Jacksonville, FL 32207

$925,000sold priceListed at $995,000 · 93% of asking$200/sqftMLS# 2121209
9
Beds
9
Baths
4,625
Sq Ft
1953
Built
—
Garage
No
Pool
No HOA0.42 acresMulti Family

About this home

Jacksonville

BELDEN COTTAGES is a rare find in the sought-after East San Marco submarket in Jacksonville, FL. This stabilized 9-unit property features a mix of 6 1BR/1BA units and 3 studios, updated with renovated kitchens and bathrooms. Built of robust concrete block construction, it offers long-term durability and low maintenance responsibility. Each unit features central HVAC, in-unit washer/dryers, and city-provided waste removal services (substantially lowering OPEX). The property is extremely well located less than ten minutes from: San Marco Square (Taverna, Gemma, Electric Dough, Foxtail), Everbank Stadium (Go Jags!) and downtown Jacksonville, including the Gateway Jax redevelopment (Google it). With strong rental income, stabilized occupancy, and professional management already in place, this well-managed investment opportunity could be a great starter property, addition to an existing portfolio, or long distance investment for an out of state investor.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,124
Property taxesest. at asking price, Duval County$1,510
Estimated total, before insurance$6,634/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,040/yr · $753/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$925,000
$185,000
Loan Term
Monthly Payment
$5,124
Principal & Interest: $5,124
Property taxes (est.): $1,510
Insurance (est.): $617
Estimated Total Monthly
$7,251
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,040/yr

Estimated taxes if purchased at asking price: ~$18,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $152/sq ft; this home is listed at $215/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3040 Walton Street, Jacksonville, FL 32207Listed by WATSON REALTY CORPJun 2025$575,000$1358/44,248130
3159 Belden Street, Jacksonville, FL 32207Listed by THIRDSTONE PROPERTIES LLCJul 2026$520,000$1488/43,520400.1
3145 Belden Street, Jacksonville, FL 32207Listed by SALT RUN REAL ESTATEDec 2025$560,000$1598/43,5201370.1
3005 Walton Street, Jacksonville, FL 32207Listed by WATSON REALTY CORPJun 2025$575,000$1328/44,36010.1
3585-3597 Drexel Street, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTSJun 2026$899,000$15212/105,920120.5
1445 Flagler Avenue, Jacksonville, FL 32207Listed by FLUID REALTY, LLC.Jun 2026$1,050,000$20212/55,192281.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$995,000
Price / Sq Ft$215
Bedrooms9
Bathrooms9.00
Full Baths9
Square Footage4,625
Acres0.42 acres
Year Built1953
TypeResidential Income
Sub-TypeMulti Family
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address3039 Belden Street, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionJohnson Manor
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size18,295.2 sq ft
Parcel Number1251300000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
ParkingOn Street

Interior

HeatingCentral
CoolingCentral Air

Exterior

Lot DescriptionCorner Lot

Additional Information

Date ListedDecember 11, 2025
Days on Market49
Tax Amount$9,040.2
Tax Year2025
Listing TermsCash, Conventional
New ConstructionNo

Listing Courtesy of: MCADOO MULTIFAMILY ADVISORS LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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