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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fiddlers Hammock, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Sold

Sold·Closed May 1, 2026·130 days on market·Recent sales in Fiddlers Hammock·Fiddlers Hammock

3245 Fiddlers Hammock Lane

Ponte Vedra Beach, FL 32082

$790,000sold priceListed at $824,900 · 95.8% of asking$289/sqftMLS# 2120216
4
Beds
3
Baths
2,733
Sq Ft
1999
Built
2
Garage
No
Pool

All Fiddlers Hammock homes for sale →Search Fiddlers Hammock on the map

HOA $217/mo10,454 sqft lotSingle Family Residence1 story

About this home

Fiddlers Hammock

OPEN HOUSE CANCELED DUE To GOING Under CONTRACT.Seller Offering $20,000 in concessions to buyer for updating on home with acceptable offer!!! Time to make your move. Welcome to Coastal Living at its finest!. This beautifully maintained home sits in a cul-de-sac location in highly sought after Fiddlers Hammock just minutes from award-winning beaches,,golf courses, top rated schools, shopping and dining. This light filled 4 bedroom , 3 bathroom home with study is perfect for entertaining and family gatherings. Relax in your oversized master suite with sitting area. Large master bathroom with jetted garden tub and separate shower. Listen to the ocean in the large enclosed patio. Enjoy the lush landscape in the backyard with no neighbors behind you. The community is quiet, well kept and known for its charming coastal feel. Community pool and tennis courts. This priced to sell home won't last long . Don't miss your chance to own this perfectly situated home in Ponte Vedra Be

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,341
Property taxesest. at asking price, St. Johns County$1,051
HOAbilled quarterly$217
Estimated total, before insurance$5,609/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,602/yr · $300/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:34 AM, sunset 6:45 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,602/yr

Estimated taxes if purchased at asking price: ~$12,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $439/sq ft; this home is listed at $302/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
28 Lake Julia Drive S, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,743,000$5524/43,15710.9
31 Lake Julia Drive S, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$1,270,000$3893/33,2681200.9
57 Sea Winds Lane E, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,340,000$5203/32,57560.9
113 Oak View Circle, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$755,000$3224/32,344281
70 Village Walk Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,150,000$4393/2.52,622251
74 Village Walk Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,150,000$3833/33,00161

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$824,900
Price / Sq Ft$302
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,733
Acres0.24 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address3245 Fiddlers Hammock Lane, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionFiddlers Hammock
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size10,454.4 sq ft
Parcel Number0622100170
ZoningResidential

Amenities

AmenitiesPool, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Pantry, Vaulted Ceiling(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchScreened
RoofShingle
ConstructionBlock
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedDecember 4, 2025
Days on Market130
HOA Fees$650 / Quarterly
HOA FrequencyQuarterly
HOA NameFiddlers Hammock Homeowners Assoc.
Tax Amount$3,602.26
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: CROSSVIEW REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Fiddlers Hammock

Fiddlers Hammock is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Fiddlers Hammock homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines