This home is in Charter Point, Jacksonville — a pool home in Jacksonville.
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$345,500Sold4 bd · 2.5 ba · 2,364 sq ft
Sold·Closed Jan 2, 2026·1 day on market·Recent sales in Charter Point·Charter Point
4420 Fern Creek Drive
Jacksonville, FL 32277
3 more homes for sale in Charter Point →Search Charter Point on the map
About this home
Charter Point
Welcome home to this beautifully maintained 4-bedroom, 2.5-bath residence nestled in a quiet, established neighborhood. Boasting exceptional curb appeal, the home features a classic brick and stone facade framed by mature oak trees and manicured landscaping. Step through the inviting double doors to discover a spacious and functional layout with a generous sized kitchen and multiple living areas. The real showstopper is the backyard retreat. Step out onto the massive screened-in lanai—an entertainer's dream that allows you to enjoy the outdoors year-round. The sparkling in-ground pool creates a private oasis, surrounded by a cool-deck patio with plenty of room for lounging. Beyond the screen enclosure, you'll find a sprawling, fully fenced backyard with lush green space, a majestic shade tree, and a convenient storage shed. With its perfect blend of indoor comfort and outdoor leisure, this home is ready for you to move in and make a splash!
Next steps in Charter Point
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Beach Pavillion, Little Talbot Island State Park39 min drive · 100 parking spaces
Closest park or preserve
Reddie Point Preserve5 min drive · 1.2 mi of trails
Closest public boat ramp
Arlington Lions Club Park & Boat Rampabout 0.8 mi · St. Johns River
Closest kayak & paddleboard launch
Reddie Point Preserve Canoe Accessabout 0.8 mi · St. Johns River
Closest youth league fields
Blue Cypress Park, Community Center & Golf Course5 min drive · Swimming
Closest grocery store
Aldi7 min drive · 6060 Fort Caroline Rd No.10,, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,900/yr
Estimated taxes if purchased at asking price: ~$6,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $146/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5454 River Trail Road S, Jacksonville, FL 32277Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Aug 2026 | $460,000 | $169 | 3/2.5 | 2,718 | 5 | 0.2 |
| 4309 Maywood Drive, Jacksonville, FL 32277Listed by LA ROSA REALTY NORTH FLORIDA, LLC. | Aug 2026 | $435,000 | $195 | 4/2.5 | 2,236 | 8 | 0.2 |
| 4375 Maywood Drive, Jacksonville, FL 32277Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $300,000 | $129 | 4/3 | 2,329 | 0 | 0.2 |
| 5545 Edenfield Road, Jacksonville, FL 32277Listed by RE/MAX SPECIALISTS | Jun 2026 | $420,000 | $149 | 4/3.5 | 2,820 | 5 | 0.2 |
| 4526 Oak Bay Drive W, Jacksonville, FL 32277Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $560,000 | $205 | 4/3 | 2,728 | 2 | 0.3 |
| 4225 Zidal Court, Jacksonville, FL 32277Listed by CASTILLO REAL ESTATE JAX | Jun 2026 | $437,000 | $191 | 4/2 | 2,286 | 41 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: WHOLESALE REALTY LLC
Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Charter Point
Charter Point is a neighborhood in Jacksonville, FL (Duval County), ZIP 32277.
View all Charter Point homes for sale →Keep looking
More homes in Charter Point
Pending4375 Maywood DriveJacksonville, FL 32277
4 bd · 3 ba · 2,329 sq ft
$482,500Est. $2,568/moCharming brick single family home in Fort Caroline has been completely renovated. Luxurious vinyl plank flooring, a…
Listing Office: florida homes realty & mtg llc
Under Contract4575 Oak Bay Drive WJacksonville, FL 32277
4 bd · 3 ba · 3,186 sq ft
$569,000Est. $3,028/moWelcome to this spacious 4-bedroom, 3-bath pool home tucked beneath the mature oak trees of established Charter Point.…
Listing Office: real broker llc
For Sale5394 Oak Bay Drive NJacksonville, FL 32277
4 bd · 4 ba · 4,111 sq ft
$605,000Est. $3,220/moWelcome to this spacious two-story pool home one lot away from st.johns river with public ramp close by in the…
Listing Office: zalloum realty llc
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jan 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines