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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed Feb 3, 2026·44 days on market·Recent sales in SilverLeaf

5228 River Park Villas Drive

St. Augustine, FL 32092

$585,000sold priceListed at $580,000 · 100.9% of asking$232/sqftMLS# 2119239
4
Beds
2.5
Baths
2,519
Sq Ft
1986
Built
4
Garage
Yes
Pool
No HOA0.63 acresSingle Family Residence2 stories

About this home

St. Augustine

This rare find in St. Augustine sanctuary awaits! offers unparalleled freedom with NO HOA on over half an acre. The ultimate hobbyist's dream features a massive 4-car garage PLUS an RV/boat garage. Inside, discover a bright, spacious home with high ceilings, a cozy fireplace, and a seamless flow to your private backyard oasis. Step outside to your sparkling pool surrounded by majestic oaks a perfect personal resort. Best of all, enjoy access to the St. Johns River for endless kayaking and fishing adventures. This is a rare blend of space, luxury, tranquility, and connivence. Don't miss this unique opportunity! Schedule your exclusive private showing today.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,240
Property taxesest. at asking price, St. Johns County$778
Estimated total, before insurance$4,019/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,846/yr · $237/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$585,000
$117,000
Loan Term
Monthly Payment
$3,240
Principal & Interest: $3,240
Property taxes (est.): $778
Insurance (est.): $390
Estimated Total Monthly
$4,409
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,622 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$477,974$174,494—
2024$402,732$168,869—
2023$442,443$162,494—
2022$403,088$156,305—
2021$326,570$150,296—
2020$274,704$147,531—

2025 property taxes (current owner): $2,846/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $231/sq ft; this home is listed at $230/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5205 River Park Villas Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNSAug 2026$450,000$2313/2.51,944690.2
100 Bartram Oaks Boulevard, St. Augustine, FL 32092Listed by RE/MAX SPECIALISTSSep 2026$226,000$1193/21,9041470.4
32 Ren Way, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCSep 2026$435,000$2154/32,0271681.1
94 Slip Cove, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLCOct 2026$679,000$2924/32,324371.2
36 Renew Court, St. Johns, FL 32259Listed by ROUND TABLE REALTYSep 2026$540,000$2294/2.52,360591.3
253 Oakmoss Drive, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLCAug 2026$598,538$2723/2.52,20001.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$580,000
Price / Sq Ft$230
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,519
Acres0.63 acres
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages4
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

Community Information

Address5228 River Park Villas Drive, St. Augustine, FL 32092
Area302-Orangedale Area
SubdivisionRiver Park Villas
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size27,442.8 sq ft
Parcel Number0112200350

Amenities

Community FeaturesFishing
UtilitiesCable Connected, Electricity Available
SewerSeptic Tank
Water SourcePublic
ParkingCircular Driveway, Garage, RV Access/Parking
ViewRiver

Interior

Interior FeaturesCeiling Fan(s), Pantry, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Sink, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony, Fire Pit
Lot DescriptionCorner Lot, Wooded
Patio / PorchDeck, Front Porch, Porch
FencingBack Yard, Full, Wood
RoofShingle
ConstructionWood Siding
Other StructuresBoat House, Shed(s), Workshop
Road FrontageCity Street

Additional Information

Date ListedDecember 14, 2025
Days on Market44
Tax Amount$2,845.52
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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