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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 8, 2026·187 days on market·Recent sales in Over 55 & Active Adult

12613 Cucumber Tree Street

Jacksonville, FL 32218

$280,000sold priceListed at $290,000 · 96.6% of asking$130/sqftMLS# 2119097
4
Beds
2
Baths
2,160
Sq Ft
2023
Built
3
Garage
No
Pool
HOA $12/mo6,970 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Due to a clerical typo, the listing price was temporarily entered incorrectly on the MLS as $269,000 instead of the correct price of $290,000. The error has been corrected, and the accurate listing price of $290,000 is reflected on the seller's website. Please refer to the seller's website for the correct pricing information. We apologize for any confusion. Welcome to 12613 Cucumber Tree Street in Jacksonville -- a nearly new home built in 2023, offering 2,147 sq ft of open and inviting living space in the desirable The Arbors community. Step inside and you'll feel an immediate sense of comfort. With four spacious bedrooms and two full bathrooms, the layout is thoughtful and functional. The bright, welcoming living room flows smoothly into the dining and kitchen areas, creating a warm place to enjoy everyday moments and host friends. All appliances remain -- so you're ready to move right in and start making memories.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,539
Property taxesest. at asking price, Duval County$457
HOAbilled quarterly$12
Estimated total, before insurance$2,008/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,885/yr · $740/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $363,000 in September 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$309,559$309,559—
2024$295,079$295,079▲ $11,662
2023$50,000$50,000—

2025 property taxes (current owner): $8,885/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 19, 2026Closed$290,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $189/sq ft; this home is listed at $134/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12517 Russian Olive Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$349,900$1884/21,862110.1
12511 Russian Olive Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$327,950$2044/21,609350.1
4017 Chihuahua Court, Jacksonville, FL 32218Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$305,000$1893/21,618250.1
12455 Russian Olive Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$350,000$1884/21,8621060.2
4113 Sitka Pine Circle, Jacksonville, FL 32218Listed by D R HORTON REALTY INCOct 2026$385,350$1635/32,363120.3
4161 Sitka Pine Circle, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$354,350$2004/21,774610.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$290,000
Price / Sq Ft$134
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,160
Acres0.16 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryGarden City, reported on 335 other The Arbors listings
MiddleHighlands, reported on 335 other The Arbors listings
HighJean Ribault, reported on 335 other The Arbors listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address12613 Cucumber Tree Street, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionThe Arbors
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size6,969.6 sq ft
Parcel Number0194492645

Amenities

UtilitiesElectricity Connected
Water SourcePrivate
ParkingGarage

Interior

AppliancesMicrowave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedNovember 22, 2025
Days on Market187
HOA Fees$35.28 / Quarterly
HOA FrequencyQuarterly
Tax Amount$8,885.08
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INTEGRITY KEY REALTY LLC

Sold by: HOVER GIRL PROPERTIES (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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