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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jan 30, 2026·51 days on market

1486 Walnut Creek Drive

Fleming Island, FL 32003

$675,000sold priceListed at $675,000 · 100% of asking$200/sqftMLS# 2118359
6
Beds
4
Baths
3,376
Sq Ft
2004
Built
3
Garage
No
Pool
HOA $5/mo11,761 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Fleming Island

Discover the perfect blend of space, comfort, and flexibility in this grand home—ideal for multi-generational living or those who love to entertain. Offering 6 bedrooms and 4 full baths, the layout provides room for everyone. The 6th bedroom is currently used as a home office, making it an excellent option for remote work. A double-door entry welcomes you into soaring 12-foot ceilings and generously sized rooms. Main living areas and all bathrooms feature tile flooring, with carpet in the bedrooms and loft for added comfort. This one-owner home has been beautifully maintained and includes thoughtful upgrades such as custom closet organizers in the oversized primary closet and updated modern ceiling fans throughout.The spacious laundry room includes a deep sink, and the 3-car garage offers a floored attic for exceptional storage. Fully equipped kitchen with newer appliances overlooking a breakfast nook and spacious family room with wood burning fireplace. Double door entrances

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,709
Property taxesest. at asking price, Clay County$1,034
HOAbilled annually$5
Estimated total, before insurance$4,749/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,895/yr · $491/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,895/yr

Estimated taxes if purchased at asking price: ~$12,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $252/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1317 South Shore Drive, Fleming Island, FL 32003Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$1,845,000$4645/4.53,9771590.3
1730 Walton Lake Court, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCAug 2026$575,000$1895/3.53,047640.5
1908 Fox Glove Lane, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$635,000$2554/32,489790.6
1924 Fox Glove Lane, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$650,000$2375/32,73770.6
1907 Rose Mallow Lane, Fleming Island, FL 32003Listed by WATSON REALTY CORPAug 2026$790,000$2524/3.53,13720.7
1749 Preserve Point Terrace, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$615,000$2244/32,748290.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$675,000
Price / Sq Ft$200
Bedrooms6
Bathrooms4.00
Full Baths4
Square Footage3,376
Total Structure Area4,506 sq ft
Acres0.27 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

ElementaryFleming Island
MiddleLakeside

Community Information

Address1486 Walnut Creek Drive, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionEagle Harbor
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size11,761.2 sq ft
Parcel Number29042601316400204
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Boat Launch, Children's Pool, Clubhouse, Golf Course, Park, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Restaurant, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener
ViewWater
Waterfront TypeLagoon

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, In-Law Floorplan, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Sink, Washer Hookup

Exterior

Lot DescriptionDead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedNovember 17, 2025
Days on Market51
HOA Fees$60 / Annually
HOA FrequencyAnnually
Tax Amount$5,894.78
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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