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Active

Active·12 days on market

1413 Course View Drive

Fleming Island, FL 32003

$684,000$247/sqftEst. $3,527/moMLS# 2157226

Beds

Baths

2,772

Sq Ft

1997

Built

Garage

Yes

Pool

About this home

Fleming Island

Seller offering $25k concessions at closing for buyers choice. Eagle Harbor Golf Course Views | Heated Pool, Tanning Deck & Gazebo | PAID OFF-CDD Bond | In-Law Floor Plan | A-Rated Schools | 3-Car Garage | Bonus Room Imagine ending every day in your own private resort. Perfectly positioned along the 13th green of the award-winning Eagle Harbor Golf Course, this exceptional executive home in Waterford Landing blends luxury, privacy, and timeless design with breathtaking golf course and pond views. The backyard is truly the showpiece of this home. A heated pool with three cascading waterfalls creates the soothing ambiance of a luxury spa while overlooking the lush fairways of Eagle Harbor. Relax on the sun-soaked tanning deck, unwind beneath the covered lanai, entertain in the separate gazebo, or simply enjoy the peaceful sounds of cascading water. Designed for both entertaining and everyday enjoyment, this outdoor oasis makes every day feel like a vacation.

Cost to own

Mortgage calculator

Home Price

$684,000

Down Payment: 20%

$136,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,527

Principal & Interest: $3,527

Property taxes (est.): $1,048

Insurance (est.): $456

Estimated Total Monthly

$5,031

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,527

Property taxesest. at asking price, Clay County$1,048

HOAbilled annually$5

Estimated total, before insurance$4,581/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,298/yr · $942/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $11,298/yr

Estimated taxes if purchased at asking price: ~$12,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,691 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 6, 2026Price change$684,000−$900
Jul 27, 2026Listed$684,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$684,000

Price / Sq Ft$247

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage2,772

Total Structure Area3,611 sq ft

Acres0.37 acres

Year Built1997

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionFixer

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Pool Sweep, Screen Enclosure, Waterfall

Is WaterfrontNo

Direction FacesSouthwest

School Information

ElementaryFleming Island

MiddleGreen Cove Springs

HighFleming Island

Community Information

Address1413 Course View Drive, Fleming Island, FL 32003

Area122-Fleming Island-NW

SubdivisionEagle Harbor

CityFleming Island

CountyClay

StateFL

Zip Code32003

Lot Size16,117.2 sq ft

Parcel Number32042602126201020

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Boat Launch, Children's Pool, Clubhouse, Fitness Center, Golf Course, Jogging Path, Maintenance Grounds, Management - Full Time, Park, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage

ViewGolf Course, Pond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Ice Maker, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySecurity System Owned, Smoke Detector(s)