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Pending

$659,000Pending5 bd · 4 ba · 2,772 sq ft

Pending·28 days on market

1413 Course View Drive

Fleming Island, FL 32003

$659,000$238/sqftEst. $3,593/mo mortgageMLS# 2157226
↓ $25,900 below original list
5
Beds
4
Baths
2,772
Sq Ft
1997
Built
3
Garage
Yes
Pool
FEMA Zone XHOA $5/mo16,117 sqft lotSingle Family Residence2 stories

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Fleming Island

REDUCED! Equity from the start! PAID OFF-CDD Bond; EAGLE HARBOR Golf Course Views | Heated Pool, Tanning Deck & Gazebo | | In-Law Floor Plan | A-Rated Schools | 3-Car Garage | Bonus Room Imagine ending every day in your own private resort. Perfectly positioned along the 13th green of the award-winning Eagle Harbor Golf Course, this exceptional executive home in Waterford Landing blends luxury, privacy, and timeless design with breathtaking golf course and pond views. The backyard is truly the showpiece of this home. A heated pool with three cascading waterfalls creates the soothing ambiance of a luxury spa while overlooking the lush fairways of Eagle Harbor. Relax on the sun-soaked tanning deck, unwind beneath the covered lanai, entertain in the separate gazebo, or simply enjoy the peaceful sounds of cascading waterfall.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,593
Property taxesest. at asking price, Clay County$1,010
HOAbilled annually$5
Estimated total, before insurance$4,608/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,846/yr · $904/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$659,000
$131,800
Loan Term
Monthly Payment
$3,593
Principal & Interest: $3,593
Property taxes (est.): $1,010
Insurance (est.): $439
Estimated Total Monthly
$5,042
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,691 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard and pool on the northeast side. Today at this address: sunrise 6:45 AM, sunset 5:35 PM.

  • A pool here trades warmth for comfort.
  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,846/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 27, 2026Pending$659,000
  • Oct 9, 2026Active Under Contract$659,000
  • Oct 9, 2026Active$659,000
  • Oct 9, 2026Pending$659,000
  • Sep 30, 2026Price change$659,000−$20,000
  • Sep 5, 2026Active$679,000
  • Aug 30, 2026Price change$679,000−$5,000
  • Aug 23, 2026Active Under Contract$684,000
  • Aug 6, 2026Price change$684,000−$900
  • Jul 27, 2026Listed$684,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $238/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1433 Course View Drive, Fleming Island, FL 32003Listed by ELITE REALTY GROUPSep 2026$560,000$1895/42,96340.1
1843 Commodore Point Drive, Fleming Island, FL 32003Listed by REALTY ONE GROUP ELEVATEOct 2026$568,000$2374/32,396460.3
1735 Walton Lake Court, Fleming Island, FL 32003Listed by RE/MAX SPECIALISTS PVOct 2026$545,000$2024/3.52,694650.6
1730 Walton Lake Court, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCAug 2026$575,000$1895/3.53,047640.6
1734 Alps Court, Fleming Island, FL 32003Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$550,000$1944/3.52,83840.7
1716 Secluded Woods Way, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$640,000$2145/42,984510.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$659,000
Price / Sq Ft$238
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,772
Total Structure Area3,611 sq ft
Acres0.37 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionFixer
StatusPending
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Pool Sweep, Screen Enclosure, Waterfall
Is WaterfrontNo
Direction FacesSouthwest

School Information

ElementaryFleming Island
MiddleGreen Cove Springs

Community Information

Address1413 Course View Drive, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionEagle Harbor
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size16,117.2 sq ft
Parcel Number32042602126201020
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Boat Launch, Children's Pool, Clubhouse, Fitness Center, Golf Course, Jogging Path, Maintenance Grounds, Management - Full Time, Park, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage
ViewGolf Course, Pond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Few Trees, On Golf Course
Patio / PorchCovered, Front Porch, Patio, Rear Porch, Screened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedOctober 9, 2026
Days on Market28
HOA Fees$60 / Annually
HOA FrequencyAnnually
Tax Amount$10,846.4
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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