Active·79 days on market
1600 Spring Water Court
Fleming Island, FL 32003
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Fleming Island
Welcome to your dream home in the highly sought-after Eagle Harbor community! This beautifully maintained 4-bedroom + office, 3-bathroom home offers almost 2600 sq ft of thoughtfully designed living space, perfectly situated on a quiet cul-de-sac. From the moment you arrive, you'll appreciate the durability and curb appeal of the Rhino Shield exterior paint, setting the tone for the quality found throughout. Inside, the open floor plan creates a bright and inviting atmosphere, ideal for both everyday living and entertaining. Fresh interior paint throughout. Elegant details such as crown molding and plantation shutters add timeless style to every room. The heart of the home is the spacious kitchen, featuring stainless steel appliances and ample cabinetry-perfect for hosting gatherings or preparing family meals. The split-bedroom layout provides privacy, while the dedicated office offers flexibility for working from home, a playroom, or additional guest space.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2002)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,611 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 23 mi · 202 parking spaces
Closest park or preserve
Alpine Groves Parkabout 6 mi · 1 mi of trails
Closest public boat ramp
Lakeshore Park Boat Rampabout 1 mi · St. Johns River - Doctors Lake
Closest kayak & paddleboard launch
Doctors Lake Park Kayak Launchabout 0.4 mi · Doctors Lake
Closest grocery store
Publixabout 6 mi · 6001 Argyle Forest Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $570,000 in September 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $503,866 | $503,866 | — |
| 2024 | $496,821 | $0 | — |
| 2023 | $484,286 | $0 | — |
| 2022 | $378,982 | $323,482 | — |
| 2021 | $311,422 | $225,898 | — |
| 2020 | $297,422 | $222,089 | — |
2025 property taxes (current owner): $10,280/yr
Estimated taxes if purchased at asking price: ~$10,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 8, 2026Price change$550,000−$10,000
- Aug 6, 2026Price change$560,000−$10,000
- Apr 16, 2026Listed$570,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $214/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2283 South Brook Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $695,000 | $225 | 5/4 | 3,093 | 11 | 0.1 |
| 1955 Guarded Way, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $470,000 | $204 | 4/2 | 2,303 | 40 | 0.3 |
| 2220 Lookout Landing, Fleming Island, FL 32003Listed by RE/MAX UNLIMITED | Oct 2026 | $555,000 | $203 | 5/4 | 2,739 | 69 | 0.4 |
| 1768 Eagle Watch Drive, Fleming Island, FL 32003Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $550,000 | $175 | 4/3 | 3,135 | 25 | 0.4 |
| 1850 Waterbury Lane, Fleming Island, FL 32003Listed by MILLER & COMPANY REAL ESTATE | Sep 2026 | $690,600 | $294 | 4/2.5 | 2,345 | 194 | 0.7 |
| 2250 Keaton Chase Drive, Fleming Island, FL 32003Listed by WATSON REALTY CORP | Aug 2026 | $545,000 | $199 | 4/3 | 2,745 | 119 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: INI REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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