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Sold

Sold·Closed Jul 28, 2026·7 days on market

1924 Fox Glove Lane

Fleming Island, FL 32003

$650,000sold priceListed at $650,000 · 100% of asking$237/sqftMLS# 2151243
5
Beds
3
Baths
2,737
Sq Ft
1998
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $200/mo14,375 sqft lotSingle Family Residence2 stories

About this home

Fleming Island

New roof installed prior to closing, a remodeled kitchen (2023), and extensive system updates make this 4-bedroom, 3-bath screened pool home with a bonus room a standout in gated Pace Island. Offering 2,737 square feet on a 0.33-acre cul-de-sac lot, this home features high ceilings, a side-entry garage, long driveway, fenced backyard, screened saltwater pool, and updated bathrooms. Additional improvements include luxury vinyl plank flooring (2019), a new electrical panel (2023), downstairs AC (2022), upstairs AC (2024), heat pump water heater (2024), wired 10-year smoke and carbon monoxide detectors (2025), an EcoFlow whole-home battery backup system (2024/2025), and a pool filter and saltwater generator replaced in 2020. Pace Island offers a 24-hour manned gate, two pools, clubhouse, community dock, pickleball, tennis, walking trails, and A-rated Clay County schools.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,600
Property taxesest. at asking price, Clay County$996
HOAbilled monthly$200
Estimated total, before insurance$4,796/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,333/yr · $528/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$650,000
$130,000
Loan Term
Monthly Payment
$3,600
Principal & Interest: $3,600
Property taxes (est.): $996
Insurance (est.): $433
Estimated Total Monthly
$5,030
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$479,161$381,148—
2024$473,667$379,417—
2023$472,900$366,910—
2022$404,767$354,767—
2021$344,398$344,398—
2020$334,491$334,491—

2025 property taxes (current owner): $6,333/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 28, 2026Closed$650,000
  • Jul 17, 2026Pending$650,000
  • Jun 24, 2026Listed$650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $237/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1908 Fox Glove Lane, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$635,000$2554/32,489790.1
1522 Quail Wood Court, Fleming Island, FL 32003Listed by KALLAM REALTY GROUP PLLCSep 2026$391,000$1973/21,988780.2
2091 Water Crest Drive, Fleming Island, FL 32003Listed by MAXREV, LLCSep 2026$510,000$2284/22,23570.3
1703 Hunters Ridge Road, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCAug 2026$555,000$2754/2.52,01920.3
1734 Alps Court, Fleming Island, FL 32003Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$550,000$1944/3.52,83840.4
1730 Walton Lake Court, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCAug 2026$575,000$1895/3.53,047640.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$650,000
Price / Sq Ft$237
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,737
Acres0.33 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Salt Water, Screen Enclosure
Is WaterfrontNo

School Information

ElementaryPaterson
MiddleGreen Cove Springs

Community Information

Address1924 Fox Glove Lane, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionPace Island
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size14,374.8 sq ft
Parcel Number33042601319601341
ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Clubhouse, Gated, Maintenance Grounds, Park, Pickleball, Playground, Security, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Freezer, Microwave, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
Security24 Hour Security, Gated with Guard, Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Dead End Street
Patio / PorchRear Porch, Screened
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedJune 24, 2026
Days on Market7
HOA Fees$200 / Monthly
HOA FrequencyMonthly
HOA NameCastle Group
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$6,332.71
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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