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Active

Active·62 days on market

1730 Walton Lake Court

Fleming Island, FL 32003

$589,000$193/sqftEst. $3,135/moMLS# 2145295

Beds

Baths

3,047

Sq Ft

1999

Built

Garage

Pool

About this home

Fleming Island

Public Remarks: *Seller is offering $5,000 toward buyer concessions with an acceptable offer* Wake up to beautiful water views at this stunning 5-bedroom, 3.5-bathroom sanctuary situated on one of the most desirable lakefront lots in Fleming Island. Bonus room upstairs would make a great game room, home theater, spare bedroom, etc. Spanning over 3,000 square feet, this residence offers an open, airy floor plan designed to draw your eyes toward the peaceful water from almost every room. Another great choice for waterfront views is sitting on the screened in patio. The expansive kitchen and sun-drenched breakfast nook flow into the living area, with a wood-burning fireplace Enjoy all the world-class amenities of Eagle Harbor, including top-tier golf, tennis, pickleball, and multiple swim parks. Roof replaced in 2020; Dual AC units less than 10 years old; Water heater replaced 2025

Cost to own

Mortgage calculator

Home Price

$589,000

Down Payment: 20%

$117,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,975

Principal & Interest: $2,975

Est. Taxes & Insurance: $744

Estimated Total Monthly

$3,719

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,135

Property taxesest. at asking price, Clay County$903

HOAbilled annually$5

Estimated total, before insurance$4,043/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$576,464	$468,987	—
2024	$561,683	$426,352	—
2023	$542,354	$387,593	—
2022	$417,083	$352,358	—
2021	$320,326	$320,326	—
2020	$300,237	$300,237	—

2025 property taxes (current owner): $8,938/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 8, 2026Price change$589,000−$4,000
May 15, 2026Listed$593,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$589,000

Price / Sq Ft$193

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,047

Acres0.36 acres

Year Built1999

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryFleming Island

MiddleLakeside

HighFleming Island

Community Information

Address1730 Walton Lake Court, Fleming Island, FL 32003

Area122-Fleming Island-NW

SubdivisionEagle Harbor

CityFleming Island

CountyClay

StateFL

Zip Code32003

Lot Size15,681.6 sq ft

Parcel Number32042602126200234

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Clubhouse, Golf Course, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected

Water SourcePublic

ParkingGarage Door Opener

ViewLake

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air, Multi Units, Zoned

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories2

LevelsTwo

LaundryLower Level

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)