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Sold

Sold·Closed Aug 26, 2026·64 days on market

1730 Walton Lake Court

Fleming Island, FL 32003

$575,000sold priceListed at $589,000 · 97.6% of asking$189/sqftMLS# 2145295
5
Beds
3.5
Baths
3,047
Sq Ft
1999
Built
2
Garage
No
Pool
FEMA Zone XHOA $5/mo15,682 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Fleming Island

Public Remarks: *Seller is offering $5,000 toward buyer concessions with an acceptable offer* Wake up to beautiful water views at this stunning 5-bedroom, 3.5-bathroom sanctuary situated on one of the most desirable lakefront lots in Fleming Island. Bonus room upstairs would make a great game room, home theater, spare bedroom, etc. Spanning over 3,000 square feet, this residence offers an open, airy floor plan designed to draw your eyes toward the peaceful water from almost every room. Another great choice for waterfront views is sitting on the screened in patio. The expansive kitchen and sun-drenched breakfast nook flow into the living area, with a wood-burning fireplace Enjoy all the world-class amenities of Eagle Harbor, including top-tier golf, tennis, pickleball, and multiple swim parks. Roof replaced in 2020; Dual AC units less than 10 years old; Water heater replaced 2025

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,185
Property taxesest. at asking price, Clay County$881
HOAbilled annually$5
Estimated total, before insurance$4,071/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,938/yr · $745/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$575,000
$115,000
Loan Term
Monthly Payment
$3,185
Principal & Interest: $3,185
Property taxes (est.): $881
Insurance (est.): $383
Estimated Total Monthly
$4,449
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$576,464$468,987—
2024$561,683$426,352—
2023$542,354$387,593—
2022$417,083$352,358—
2021$320,326$320,326—
2020$300,237$300,237—

2025 property taxes (current owner): $8,938/yr

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 27, 2026Closed$589,000
  • Jul 18, 2026Pending$589,000
  • Jul 8, 2026Price change$589,000−$4,000
  • May 15, 2026Listed$593,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $193/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2091 Water Crest Drive, Fleming Island, FL 32003Listed by MAXREV, LLCSep 2026$510,000$2284/22,23570.3
1749 Preserve Point Terrace, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$615,000$2244/32,748290.3
1924 Fox Glove Lane, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$650,000$2375/32,73770.5
1716 Secluded Woods Way, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$640,000$2145/42,984510.6
1433 Course View Drive, Fleming Island, FL 32003Listed by ELITE REALTY GROUPSep 2026$560,000$1895/42,96340.6
1908 Fox Glove Lane, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$635,000$2554/32,489790.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$589,000
Price / Sq Ft$193
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,047
Acres0.36 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryFleming Island
MiddleLakeside

Community Information

Address1730 Walton Lake Court, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionEagle Harbor
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size15,681.6 sq ft
Parcel Number32042602126200234

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Clubhouse, Golf Course, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected
Water SourcePublic
ParkingGarage Door Opener
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Multi Units, Zoned
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryLower Level
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Irregular Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchScreened
RoofShingle
ConstructionStucco
Road SurfacePaved

Additional Information

Date ListedMay 15, 2026
Days on Market64
HOA Fees$60 / Annually
HOA FrequencyAnnually
Tax Amount$8,937.57
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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