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Sold

Sold·Closed Aug 3, 2026·29 days on market

1749 Preserve Point Terrace

Fleming Island, FL 32003

$615,000sold priceListed at $635,000 · 96.9% of asking$224/sqftMLS# 2150396
4
Beds
3
Baths
2,748
Sq Ft
1994
Built
3
Garage
No
Pool
FEMA Zone AHOA $5/mo0.57 acresWaterfrontSingle Family Residence1 story

About this home

Fleming Island

Nestled on a quiet cul-de-sac street in the award-winning Eagle Harbor community, this meticulously maintained 4 bedroom 3 bathroom 2748 square feet 3 car garage brick estate home redefines luxury living within the desirable Commodore Point neighborhood. Situated on an expansive half-acre homesite, the property showcases majestic and mature landscaping, sparkling views of a serene pond and plenty of privacy. Inside, the elegant formal living room and separate dining space flow seamlessly into a modern open-concept family room, where a wall of windows floods the home with natural light. The chef's kitchen and three full baths offer neutral and timeless design. A highly functional three-way split floor plan offers four bedrooms and maximum privacy. Relax on the covered, glass enclosed back porch amid the chirping of birds and experience pure relaxation. Just a short bike ride from the resort-style pools, pickle ball & tennis courts, and shopping. For low maintenance living the current

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,407
Property taxesest. at asking price, Clay County$942
HOAbilled annually$5
Estimated total, before insurance$4,354/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,562/yr · $464/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$615,000
$123,000
Loan Term
Monthly Payment
$3,407
Principal & Interest: $3,407
Property taxes (est.): $943
Insurance (est.): $410
Estimated Total Monthly
$4,759
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,705 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$476,956$281,291—
2024$470,907$272,656—
2023$462,071$263,259—
2022$375,557$254,135—
2021$305,615$245,277—
2020$291,201$241,201—

2025 property taxes (current owner): $5,562/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 4, 2026Closed$635,000
  • Jul 11, 2026Active Under Contract$635,000
  • Jun 12, 2026Listed$635,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $231/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1433 Course View Drive, Fleming Island, FL 32003Listed by ELITE REALTY GROUPSep 2026$560,000$1895/42,96340.3
1730 Walton Lake Court, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCAug 2026$575,000$1895/3.53,047640.3
1716 Secluded Woods Way, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$640,000$2145/42,984510.4
1703 Hunters Ridge Road, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCAug 2026$555,000$2754/2.52,01920.4
2091 Water Crest Drive, Fleming Island, FL 32003Listed by MAXREV, LLCSep 2026$510,000$2284/22,23570.5
1522 Quail Wood Court, Fleming Island, FL 32003Listed by KALLAM REALTY GROUP PLLCSep 2026$391,000$1973/21,988780.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$635,000
Price / Sq Ft$231
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,748
Acres0.57 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

ElementaryFleming Island
MiddleLakeside

Community Information

Address1749 Preserve Point Terrace, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionEagle Harbor
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size24,829.2 sq ft
Parcel Number32042602126200321

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Children's Pool, Clubhouse, Golf Course, Maintenance Grounds, Park, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingElectric
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJune 12, 2026
Days on Market29
HOA Fees$60 / Annually
HOA FrequencyAnnually
Tax Amount$5,562.01
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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