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Active

Active·82 days on market

1908 Fox Glove Lane

Fleming Island, FL 32003

$635,000$255/sqftEst. $3,380/moMLS# 2141821

Beds

Baths

2,489

Sq Ft

2000

Built

Garage

Yes

Pool

About this home

Fleming Island

Back on the market, due to no fault of seller. Exceptional value in gated Pace Island! This beautifully maintained 4-bedroom, 3-bathroom pool home with a side-entry 2-car garage combines timeless design, thoughtful functionality, and the Florida lifestyle buyers are searching for. Step inside to soaring ceilings, abundant natural light, and an inviting layout designed for both everyday living and entertaining. The spacious main level features the primary suite along with two additional bedrooms and two full bathrooms, while the private upstairs fourth bedroom and third full bath offer ideal flexibility for guests, a home office, or bonus living space. At the heart of the home, a double-sided fireplace creates warmth and character, seamlessly connecting the living and family rooms. The kitchen is equipped with stainless steel appliances, an eat-in dining area, and easy access to a formal dining room for gatherings both large and small.

Cost to own

Mortgage calculator

Home Price

$635,000

Down Payment: 20%

$127,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,208

Principal & Interest: $3,208

Est. Taxes & Insurance: $802

Estimated Total Monthly

$4,009

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,380

Property taxesest. at asking price, Clay County$973

HOAbilled monthly$200

Estimated total, before insurance$4,553/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $585,000 in October 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$508,159	$457,437	—
2024	$462,048	$0	—
2023	$461,308	$212,289	—
2022	$391,761	$204,650	—
2021	$331,096	$193,484	—
2020	$321,628	$190,123	—

2025 property taxes (current owner): $7,496/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 24, 2026Listed$635,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$635,000

Price / Sq Ft$255

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,489

Total Structure Area3,331 sq ft

Acres0.23 acres

Year Built2000

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Pool Sweep, Screen Enclosure

Is WaterfrontNo

School Information

ElementaryPaterson

MiddleGreen Cove Springs

HighFleming Island

Community Information

Address1908 Fox Glove Lane, Fleming Island, FL 32003

Area122-Fleming Island-NW

SubdivisionPace Island

CityFleming Island

CountyClay

StateFL

Zip Code32003

Lot Size10,018.8 sq ft

Parcel Number33042601319601337

ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Pickleball, Security, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesDouble Sided, Wood Burning

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

SecurityGated with Guard, Security Lights, Smoke Detector(s)