This home is in Kelly Pointe, Ponte Vedra — a waterfront home in Nocatee.
No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Feb 13, 2026·107 days on market·Recent sales in Kelly Pointe·Kelly Pointe
322 Captiva Drive
Ponte Vedra, FL 32081
All Kelly Pointe homes for sale →Search Kelly Pointe on the map
About this home
Kelly Pointe
Welcome to 322 Captiva Dr, a stunning 3-bedroom, 2-bathroom home with a dedicated office in the highly sought-after Nocatee community. The open floor plan features a modern kitchen with stainless steel appliances, a spacious living area, and plenty of natural light. Step outside to enjoy your private backyard overlooking a serene lake—perfect for relaxing or entertaining. Enjoy world-class Nocatee amenities, including resort-style pools, a lazy river, splash parks, fitness center, sports courts, nature trails, and more—all just minutes from the beach, top-rated schools, and with convenient access to US-1, I-95, Jacksonville, and Downtown St. Augustine.
Next steps in Kelly Pointe
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2013)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,765 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $434,979 | $210,045 | — |
| 2024 | $455,685 | $203,418 | — |
| 2023 | $459,165 | $196,037 | — |
| 2022 | $413,793 | $188,871 | — |
| 2021 | $293,956 | $181,914 | — |
| 2020 | $286,395 | $178,712 | — |
2024 property taxes (current owner): $4,972/yr
Estimated taxes if purchased at asking price: ~$8,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $264/sq ft; this home is listed at $266/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 52 Dyer Court, Jacksonville, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $460,000 | $264 | 2/2 | 1,741 | 91 | 0.3 |
| 420 Hatter Drive, Jacksonville, FL 32256Listed by WATSON REALTY CORP | Aug 2026 | $650,000 | $286 | 3/3 | 2,272 | 11 | 0.5 |
| 435 Wingstone Drive, Jacksonville, FL 32081Listed by HOUSE & HAVEN | Aug 2026 | $519,400 | $244 | 3/2 | 2,133 | 127 | 0.6 |
| 90 Vestavia Court, Jacksonville, FL 32081Listed by REALTY ONE GROUP ELEVATE | Aug 2026 | $439,000 | $245 | 4/2 | 1,794 | 79 | 0.8 |
| 108 Cabana Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED | Aug 2026 | $622,000 | $264 | 4/3 | 2,355 | 59 | 0.8 |
| 244 Southern Oak Drive, Ponte Vedra, FL 32081Listed by ROUND TABLE REALTY | Jul 2026 | $625,000 | $318 | 4/2 | 1,963 | 4 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ENDLESS SUMMER REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Kelly Pointe
Kelly Pointe is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Kelly Pointe homes for sale →Keep looking
Similar homes in Ponte Vedra
Explore the area
More in Kelly Pointe
Kelly Pointe guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Feb 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines