This lot is in Northshore, Fernandina Beach.
Active·Listed today·Northshore
94288 Summer Breeze Drive
Fernandina Beach, FL 32034
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this lot
Northshore
YOUR NEW MARSHFRONT RETREAT AWAITS! Discover the beauty of coastal living on this stunning over half-acre homesite offering approximately 112 feet of peaceful MARSH FRONTAGE. Enjoy endless views of the serene marshlands and the ICW with the Amelia River glimmering in the distance—an ideal setting for your dream home. Located in the established Northshore community, known for its spacious lots, low HOA fees, and Fernandina Beach school district zoning. Just minutes from Amelia Island's pristine beaches, restaurants, and historic downtown, this property perfectly blends tranquility with convenience.
Next steps in Northshore
Cost to own
Carrying cost
What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Seaside Parkabout 4 mi · 75 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 4 mi · 3.6 mi of trails
Closest public boat ramp
Fernandina Harbour Marinaabout 3 mi · Amelia River - St. Marys Entrance
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 4 mi · Egan's Creek
Closest grocery store
Walmart Supercenterabout 3 mi · 464016 State Road 200, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $200,000 | $106,108 | — |
| 2024 | $175,000 | $96,462 | — |
| 2023 | $160,000 | $87,693 | — |
| 2022 | $160,000 | $79,721 | — |
| 2021 | $125,000 | $72,474 | — |
| 2020 | $100,000 | $65,885 | — |
2024 property taxes (current owner): $2,005/yr
Estimated taxes if purchased at asking price: ~$3,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 29, 2026Active$199,000
- Oct 27, 2026Pending$199,000
- Aug 12, 2026Price change$199,000−$21,000
- Oct 17, 2025Listed$220,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $321,101 an acre; this lot is listed at $349,123 an acre.
| Address | Closed | Price | $/acre | Acres | DOM | Miles |
|---|---|---|---|---|---|---|
| 96152 Will Young Road, Yulee, FL 32097Listed by PALM III REALTY AND PROPERTY M | Feb 2026 | $550,000 | $523,810 | 1.05 | 4 | 1.1 |
| 0 Will Young Road, Yulee, FL 32097Listed by PALM III REALTY AND PROPERTY M | Oct 2026 | $145,000 | $145,000 | 1 | 58 | 1.2 |
| 96080 Conner Lane, Yulee, FL 32097Listed by PALM III REALTY AND PROPERTY M | Jun 2026 | $120,000 | $118,812 | 1.01 | 137 | 1.4 |
| 0 Laffites Way, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS | May 2025 | $120,000 | $210,526 | 0.57 | 1 | 2.4 |
| 0 Russell Road, Fernandina Beach, FL 32034Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $350,000 | $321,101 | 1.09 | 131 | 2.5 |
| 29133 Grandview Manor, Yulee, FL 32097Listed by RE/MAX SPECIALISTS PV | May 2026 | $115,000 | $396,552 | 0.29 | 1 | 3.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this lot is worth; Krista runs the adjustments per lot.
Features
School Information
Community Information
Amenities
Exterior
Additional Information
Listing Courtesy of: CABANA LANE, INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Northshore
Northshore is a neighborhood in Jacksonville Beach, FL (Nassau County), ZIP 32034.
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More in Northshore
Northshore guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines