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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Watersong At Rivertown, St. Johns — a new construction home in St. Johns County.

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Sold

Sold·Closed May 28, 2026·167 days on market·Recent sales in Watersong At Rivertown·Watersong At Rivertown

146 Crafton Circle

St. Johns, FL 32259

$495,000sold priceListed at $474,500 · 104.3% of asking$261/sqftMLS# 2113683
2
Beds
2
Baths
1,896
Sq Ft
2025
Built
2
Garage
No
Pool

32 more homes for sale in Watersong At Rivertown →Search Watersong At Rivertown on the map

HOA $211/moSingle Family Residence1 storyNew construction

About this home

Watersong At Rivertown

LOT 10 - Step into the Cayman, where Craftsman-style charm meets modern comfort in a thoughtfully designed open-concept layout. The welcoming foyer flows into a spacious dining area and Gourmet Kitchen that seamlessly connects to the Great Room—perfect for entertaining or unwinding at home. A 12' multi-sliding glass door expands the living space to the lanai, blending indoor and outdoor living. The traditional Flex Room is reimagined as a private Study, ideal for work or quiet retreat. The Owner's Suite, tucked at the rear for privacy, offers a luxurious Super Shower and direct Laundry Room access through the walk-in closet. Smart design touches and timeless details make the Cayman a perfect mix of function and style. Located in WATERSONG, a gated 55+ neighborhood in RiverTown, residents enjoy parks, scenic lakes, trails, and views of the St. Johns River. Resort-style amenities include fitness classes, food truck Fridays, wine nights, bunco, trivia, nature walks, a Paw Park, and more.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,742
Property taxesest. at asking price, St. Johns County$659
HOAbilled monthly$211
Estimated total, before insurance$3,611/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$495,000
$99,000
Loan Term
Monthly Payment
$2,742
Principal & Interest: $2,742
Property taxes (est.): $659
Insurance (est.): $330
Estimated Total Monthly
$3,730
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$100,000$100,000—

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $267/sq ft; this home is listed at $250/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
133 Crafton Circle, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$449,000$2372/21,8962360
254 Crafton Circle, St. Johns, FL 32259Listed by NON MLS (realMLS)Oct 2026$524,756$2762/21,90000.1
305 Crafton Circle, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$449,000$2672/21,682160.1
191 Crafton Circle, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$439,400$2612/21,6821450.1
183 Crafton Circle, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESJul 2026$449,000$2402/21,867850.1
87 Merchant Avenue, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$512,155$2702/21,90000.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$474,500
Price / Sq Ft$250
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,896
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes
New ConstructionYes
Direction FacesNorth

Community Information

Address146 Crafton Circle, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionWatersong At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0007290100

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Management- On Site, Park, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Cooktop, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedOctober 16, 2025
Days on Market167
HOA Fees$211 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Watersong At Rivertown

Watersong At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Watersong At Rivertown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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