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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Nov 25, 2025·24 days on market·Recent sales in St. Augustine

922 Honeycomb Trail

St. Augustine, FL 32095

$440,000sold priceListed at $459,900 · 95.7% of asking$212/sqftMLS# 2112504
4
Beds
3
Baths
2,075
Sq Ft
2021
Built
2
Garage
No
Pool
HOA $103/mo9,148 sqft lotSingle Family Residence1 story

About this home

St. Augustine

Welcome to 922 Honeycomb Trail- a freshly updated 4 BR, 3 BA home in the small, sought-after community of Verano Creek. Built in 2021 and situated on one of the neighborhood's largest preserve lots, this home blends modern comfort with a peaceful, private setting. Inside, you'll find an open-concept layout with fresh paint, new light fixtures and a seamless flow between the living, dining and kitchen spaces. The kitchen features stainless steel appliances, a large center island and updated gold hardware. The split-bedroom floor plan includes a private guest suite with an ensuite bath and a spacious primary suite with a soaking tub, walk-in shower, and dual vanities. A 4-panel sliding glass door opens to the covered lanai with electric retractable screens, creating a perfect indoor/outdoor living space. The backyard is fully fenced, lined with fruit trees, and offers ample room for a future pool - all backing up to a quiet wooded preserve for added privacy.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,437
Property taxesest. at asking price, St. Johns County$585
HOAbilled quarterly$103
Estimated total, before insurance$3,126/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,947/yr · $412/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$440,000
$88,000
Loan Term
Monthly Payment
$2,437
Principal & Interest: $2,437
Property taxes (est.): $586
Insurance (est.): $293
Estimated Total Monthly
$3,316
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,731 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$372,405$372,405—
2023$384,469$384,469—
2022$365,451$365,451—
2021$60,000$60,000—

2024 property taxes (current owner): $4,947/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Oct 8, 2025Listed$459,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $222/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
506 Honeycomb Trail, St. Augustine, FL 32092Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYJul 2026$459,900$1744/2.52,642470.2
287 Honeycomb Trail, St. Augustine, FL 32095Listed by REAL BROKER LLCSep 2026$422,500$2004/2.52,1161110.3
267 Honeycomb Trail, St. Augustine, FL 32095Listed by UNITED REAL ESTATE GALLERYJul 2026$353,000$2243/21,574540.3
205 River Island Circle, St. Augustine, FL 32095Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMay 2026$370,000$2264/2.51,6362340.5
39 Carbonell Place, St. Augustine, FL 32095Listed by COMPASS FLORIDA LLCSep 2026$365,000$1953/21,869521
68 Posadas Lane, St. Augustine, FL 32095Listed by RE/MAX UNLIMITEDAug 2026$384,000$1893/2.52,034561

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$459,900
Price / Sq Ft$222
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,075
Total Structure Area2,782 sq ft
Acres0.21 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryPalencia
MiddleSebastian

Community Information

Address922 Honeycomb Trail, St. Augustine, FL 32095
Area313-Whitecastle/Airport Area
SubdivisionVerano Creek
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size9,147.6 sq ft
Lot Dimensions44x120x102x144
Parcel Number0745210780
ZoningPUD

Amenities

AmenitiesMaintenance Grounds
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Dryer, Electric Range, Microwave, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionMany Trees
Patio / PorchRear Porch, Screened
FencingBack Yard, Vinyl, Wrought Iron
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 8, 2025
Days on Market24
HOA Fees$309.75 / Quarterly
HOA FrequencyQuarterly
HOA NameVerano Creek Homeowners Association
Tax Amount$4,946.79
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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