This home is in St. Augustine.
Active·113 days on market
358 Honeycomb Trail
St. Augustine, FL 32095
About this home
St. Augustine
Welcome to this beautifully built 2023 home in the sought-after Verano Creek community! This spacious 4-bedroom, 3-bathroom home features PAID OFF solar panels, a home gym, a modern open-concept layout, perfect for everyday living and entertaining. Verano Creek offers low HOA dues of just $300 quarterly with no CDD fees, plus amenities like a dog park and scenic walking trails. Ideally located near St. Augustine's Historic District, beaches, golf courses, shopping, dining, and major highways--everything you need is just minutes away! Schedule your showing today.The kitchen boasts stainless steel appliances, quartz countertops, and plenty of cabinet space, flowing seamlessly into the main living areas. Enjoy outdoor living with a screened-in lanai featuring epoxy flooring and a fully fenced backyard. Schedule your showing today!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $421,500 in December 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $364,010 | $308,288 | — |
| 2024 | $378,409 | $323,409 | — |
| 2023 | $95,000 | $72,600 | — |
| 2022 | $78,400 | $66,000 | — |
| 2021 | $60,000 | $60,000 | — |
2025 property taxes (current owner): $4,665/yr
Estimated taxes if purchased at asking price: ~$6,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Private well (public record)
County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,421 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 13, 2026Price change$425,000−$10,000
- Jul 22, 2026Price change$435,000−$5,000
- May 7, 2026Listed$440,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARK SPAIN REAL ESTATE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines