This home is in St. Augustine.

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Active

Active·65 days on market

193 Honeycomb Trail

St. Augustine, FL 32095

$465,000$224/sqftEst. $2,475/moMLS# 2132397

Beds

Baths

2,075

Sq Ft

2021

Built

Garage

Pool

About this home

St. Augustine

FORMER MODEL HOME! Don't miss this new opportunity. This beautiful designed 4-bedrooms, 3-full bathrooms, 2car-garage home,e greets you with a a big timeless stone veneer accent front porch entry and invites you to a beautiful and relaxing covered and screened lanai with a very exclusive lake view and gives this 2,895 Total SF ranch-style model home a touch of comfort that will exceed all your expectations. Upon entry, soaring 9' high ceilings with a spacious entryway and 5'' baseboard sets the stage for this beautifully crafted home and welcomes you. Quality workmanship and thoughtful professional design elements include Crafted wood windowsills, elegant lighting, 8' tall interior doors, plenty of natural light through many beautiful modern windows, quartz counters and vanities, very professional picked ceramic tile floors and colors for every space of the home, quality wood cabinetry, spacious walk-in closets, Continue.

Cost to own

Mortgage calculator

Home Price

$465,000

Down Payment: 20%

$93,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,364

Principal & Interest: $2,364

Est. Taxes & Insurance: $591

Estimated Total Monthly

$2,954

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,475

Property taxesest. at asking price, St. Johns County$619

HOAbilled quarterly$100

Estimated total, before insurance$3,194/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $453,000 in March 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$363,776	$313,054	—
2024	$378,088	$378,088	—
2023	$390,400	$390,400	—
2022	$371,331	$371,331	—
2021	$60,000	$60,000	—

2025 property taxes (current owner): $4,729/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Private well (public record)

County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,583 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 13, 2026Price change$465,000−$5,000
May 12, 2026Listed$470,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$465,000

Price / Sq Ft$224

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,075

Acres0.19 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary, Ranch

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address193 Honeycomb Trail, St. Augustine, FL 32095

Area313-Whitecastle/Airport Area

SubdivisionVerano Creek

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size8,276.4 sq ft

Parcel Number0745211500

Amenities

AmenitiesDog Park, Jogging Path

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond, Protected Preserve, Trees/Woods, Water

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryIn Unit

SecurityCarbon Monoxide Detector(s), Closed Circuit Camera(s), Fire Alarm, Smoke Detector(s)