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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

Sold

Sold·Closed Jun 24, 2026·249 days on market·Recent sales in Over 55 & Active Adult

5720 Lagoon Cruise Way

Jacksonville, FL 32234

$305,990sold priceListed at $309,990 · 98.7% of asking$170/sqftMLS# 2108407
4
Beds
2
Baths
1,797
Sq Ft
2026
Built
2
Garage
No
Pool
HOA $100/moSingle Family Residence1 storyNew construction

About this home

Jacksonville

*Sample Photos, This charming AVERY home features 4 spacious bedrooms and 2 well-appointed bathrooms, perfect for family living. The inviting kitchen area flows seamlessly into the dining area, creating an open and functional space ideal for both daily living and entertaining. The primary suite is a true retreat, offering a generous walk-in closet and a private bath complete with double vanity sinks, providing ample space and comfort. Additional highlights include a two-car garage and a relaxing lanai, ideal for enjoying the outdoors. Whether hosting gatherings or enjoying quiet moments at home, this property offers a welcoming and versatile layout for all lifestyles.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,695
Property taxesest. at asking price, Duval County$500
HOAbilled annually$100
Estimated total, before insurance$2,295/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$305,990
$61,198
Loan Term
Monthly Payment
$1,695
Principal & Interest: $1,695
Property taxes (est.): $500
Insurance (est.): $204
Estimated Total Monthly
$2,399
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:27 AM, sunset 7:02 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $500/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $161/sq ft; this home is listed at $173/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5780 Lagoon Cruise Way, Jacksonville, FL 32234Listed by OLYMPUS EXECUTIVE REALTY, INCJul 2026$364,990$1634/32,2463000
5713 Lagoon Cruise Way, Jacksonville, FL 32234Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$329,990$1443/2.52,294700.1
5712 Lagoon Cruise Way, Jacksonville, FL 32234Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$299,990$1674/21,7971400.2
15259 Hidden Foal Drive, Jacksonville, FL 32234Listed by JWB REALTY LLCSep 2026$288,000$1614/21,793430.2
6112 Black Filly Lane, Jacksonville, FL 32234Listed by MARK SPAIN REAL ESTATEAug 2026$268,000$1444/21,856130.4
15391 Hidden Foal Drive, Jacksonville, FL 32234Listed by EVERYSTATE INCAug 2026$320,000$1514/22,11670.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$309,990
Price / Sq Ft$173
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,797
Total Structure Area2,315 sq ft
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesEast

School Information

ElementaryMamie Agnes Jones
MiddleBaldwin
HighBaldwin

Community Information

Address5720 Lagoon Cruise Way, Jacksonville, FL 32234
Area066-Cecil Commerce Area
SubdivisionDiamond Springs
CityJacksonville
CountyDuval
StateFL
Zip Code32234
Lot Dimensions50x110
Parcel Number002398 0040
ZoningResidential

Amenities

AmenitiesPool, Beach Access, Clubhouse, Dog Park, Gated, Jogging Path, Park, Playground, Water
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached
ViewPond

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Electric Oven, Electric Water Heater, Microwave
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionFiber Cement, Wood Siding
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 11, 2025
Days on Market249
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
HOA NameBreeze Home/patricial@breezehome.com
HOA Fee IncludesInternet
Tax Amount$500
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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