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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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$358,9904 bd · 3 ba · 2,171 sq ft

Active·1 day on market

5852 Lagoon Cruise Way

Jacksonville, FL 32234

$358,990$165/sqftEst. $1,957/mo mortgageMLS# 2172287
4
Beds
3
Baths
2,171
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone AEHOA $100/moSingle Family Residence1 storyNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Under Construction: Ready Dec 2027! Diamond Springs is a gated master-planned community of new single-family homes offering lagoon living in Jacksonville, FL. The Dawn floor plan by Lennar features 4 bedrooms, 3 bathrooms, and a 2-car garage. Includes Lennar's Everything's Included package with 36'' white recessed panel cabinetry, quartz countertops, and stainless steel appliances range, microwave, dishwasher, and refrigerator. Wood-inspired LVP flooring throughout main areas, Honeywell Z-Wave smart thermostat, and an energy-efficient water heater add comfort and convenience. Backed by a limited one-year workmanship warranty, dedicated customer care program, and 24-hour emergency service. Residents of Diamond Springs enjoy resort-style amenities centered around a three-acre Metro Lagoon, featuring water activities, a floating obstacle course, swim-up bar and family splash pad. Additional community amenities include a pool, playground and dog park, park. (Conditions may apply)

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,957
Property taxesest. at asking price, Duval County$586
HOAbilled monthly$100
Estimated total, before insurance$2,643/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$358,990
$71,798
Loan Term
Monthly Payment
$1,957
Principal & Interest: $1,957
Property taxes (est.): $586
Insurance (est.): $239
Estimated Total Monthly
$2,783
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,725 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Nov 4, 2026Listed$358,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $156/sq ft; this home is listed at $165/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5888 Lagoon Cruise Way, Jacksonville, FL 32234Listed by LENNAR REALTY INCOct 2026$374,990$1365/32,75060.1
5884 Lagoon Cruise Way, Jacksonville, FL 32234Listed by LENNAR REALTY INCOct 2026$350,990$1624/32,172400.1
5636 Lagoon Cruise Way, Jacksonville, FL 32234Listed by LENNAR REALTY INCOct 2026$329,990$1565/2.52,111100.1
5785 Lagoon Cruise Way, Jacksonville, FL 32234Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$399,990$1474/42,728460.1
5641 Lagoon Cruise Way, Jacksonville, FL 32234Listed by LENNAR REALTY INCOct 2026$318,990$1704/2.51,879200.2
5729 Lagoon Cruise Way, Jacksonville, FL 32234Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$366,990$1474/32,5001130.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$358,990
Price / Sq Ft$165
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,171
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address5852 Lagoon Cruise Way, Jacksonville, FL 32234
Area066-Cecil Commerce Area
SubdivisionDiamond Springs
CityJacksonville
CountyDuval
StateFL
Zip Code32234
Parcel Number000

Amenities

AmenitiesPool, Dog Park, Jogging Path, Park, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Pantry, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsTwo
LaundryWasher Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Patio
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedNovember 4, 2026
Days on Market1
HOA Fees$100 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: LENNAR REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines