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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sawgrass, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Sold

Sold·Closed May 15, 2026·210 days on market·Recent sales in Sawgrass·Sawgrass

41 Fishermans Cove Road

Ponte Vedra Beach, FL 32082

$630,000sold priceListed at $649,000 · 97.1% of asking$419/sqftMLS# 2107990
2
Beds
2.5
Baths
1,502
Sq Ft
1979
Built
—
Garage
No
Pool

16 more homes for sale in Sawgrass →Search Sawgrass on the map

HOA $1186/moWaterfrontCondominium2 stories

About this home

Sawgrass

Fully renovated in 2025, this 2-bedroom, 2.5-bath condo with a versatile flex space combines modern design with effortless coastal living in one of Ponte Vedra Beach's most sought-after communities. The main level features sleek polished concrete floors, a bright and open living and dining area, a spacious powder room, and a flexible space perfect for a home office, gym, or reading nook. Upstairs, both bedrooms have private en suite baths, complemented by white oak flooring adding a sophisticated warmth. Relax on your patio and enjoy the breeze coming off the water while taking in the stunning water-to-golf views. As a resident of the gated, iconic Sawgrass Country Club, you'll have access to two community pools and private beach access, creating the ultimate Ponte Vedra Beach lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,490
Property taxesest. at asking price, St. Johns County$838
HOAbilled monthly$1,186
Estimated total, before insurance$5,514/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,713/yr · $559/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$630,000
$126,000
Loan Term
Monthly Payment
$3,490
Principal & Interest: $3,490
Property taxes (est.): $838
Insurance (est.): $420
Estimated Total Monthly
$4,748
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1979)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,579 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,713/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $370/sq ft; this home is listed at $432/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
35 Fishermans Cove Road, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$650,000$4332/21,502460
73 Fishermans Cove Road, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$425,000$2472/2.51,7211240.2
75 Tifton Way N, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVAug 2026$585,000$3702/21,583100.2
70 Fishermans Cove Road, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$614,000$4262/21,443300.2
7 Cove Road, Ponte Vedra Beach, FL 32082Listed by ERA ONETEAM REALTYJun 2026$455,000$2902/2.51,567670.3
311 Quail Pointe Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$508,000$3542/21,434350.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$649,000
Price / Sq Ft$432
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,502
Year Built1979
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address41 Fishermans Cove Road, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionSawgrass Country Club
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0662700410
ZoningResidential

Amenities

AmenitiesManagement - Off Site, Security, Tennis Court(s), Trash, Water
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached, Parking Lot, Unassigned
ViewGolf Course, Water
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringConcrete, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level
Security24 Hour Security, Gated with Guard, Security Gate

Exterior

Exterior FeaturesBalcony
Patio / PorchDeck, Patio, Porch, Rear Porch, Screened
RoofShingle
ConstructionFrame, Wood Siding
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 17, 2025
Days on Market210
HOA Fees$1,185.97 / Monthly
HOA FrequencyMonthly
HOA NameMay Management/Castle Group-Sawgrass
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Security
Tax Amount$6,712.88
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sawgrass

Sawgrass is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawgrass homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines