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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Costa Verano Condos, Jacksonville Beach — a gated community home in Jacksonville.

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Sold

Sold·Closed Jun 12, 2026·268 days on market·Recent sales in Costa Verano Condos·Costa Verano Condos

1031 1st Street S 201

Jacksonville Beach, FL 32250

$895,000sold priceListed at $949,000 · 94.3% of asking$574/sqftMLS# 2102576
3
Beds
2
Baths
1,560
Sq Ft
2006
Built
2
Garage
No
Pool

All Costa Verano Condos homes for sale →Search Costa Verano Condos on the map

HOA $1379/mo436 sqft lotWaterfrontCondominium1 story

About this home

Costa Verano Condos

Sunshine, Sea Breezes & Sophistication — Oceanfront Living at Its Finest Step into coastal elegance with this stunning 2-bedroom/1 Flex, 2-bathroom corner unit boasting unbelievable ocean views and natural light from every angle. Located on the 2nd floor (3rd level) of an exclusive beachfront tower, this residence features 3 private balconies, offering a seamless blend of indoor-outdoor living. Enjoy a gourmet kitchen designed to impress, complete with granite countertops, upgraded tile, and a Sub-Zero refrigerator. The spa-like master bath offers a perfect retreat, while each bedroom enjoys private balcony access—perfect for soaking in the ocean air and relaxing to the sound of the waves. This beach-cottage-inspired home combines relaxed elegance with modern luxury, including: 3 terraces 2 assigned garage parking spaces Lrg private, air-conditioned storage room Luxurious building amenities: concierge service, movie theater, pool, billiard room, sauna & fitness area.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,957
Property taxesest. at asking price, Duval County$1,461
HOAbilled monthly$1,379
Estimated total, before insurance$7,798/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$9,465/yr · $789/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$895,000
$179,000
Loan Term
Monthly Payment
$4,957
Principal & Interest: $4,957
Property taxes (est.): $1,461
Insurance (est.): $597
Estimated Total Monthly
$7,016
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$934,000$516,581—
2024$950,000$501,174—
2023$872,000$484,975—
2022$721,000$473,748—
2021$650,000$458,479—
2020$544,000$451,452—

2024 property taxes (current owner): $9,465/yr

Estimated taxes if purchased at asking price: ~$17,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $467/sq ft; this home is listed at $608/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1301 1st Street 802, Jacksonville Beach, FL 32250Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$450,000$3652/21,2321440.2
1524 1st Street S, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$650,000$3953/31,644990.3
1551 1st Street 103, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$675,000$4673/21,446860.3
386 1st Street S, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$520,000$4083/21,2752990.4
1601 Ocean Drive 402, Jacksonville Beach, FL 32250Listed by 904 FINE HOMESAug 2026$680,000$5343/21,274460.4
1601 Ocean Drive S 807, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPJul 2026$725,000$6532/21,110700.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$949,000
Price / Sq Ft$608
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,560
Total Structure Area1,716 sq ft
Acres0.01 acres
Year Built2006
TypeResidential
Sub-TypeCondominium
StyleCondotel
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesEast

Community Information

Address1031 1st Street S 201, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionCosta Verano
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size435.6 sq ft
Parcel Number1761510356

Amenities

AmenitiesPool, Barbecue, Beach Access, Cable TV, Clubhouse, Dog Park, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Sauna, Security, Service Elevator(s), Spa/Hot Tub, Storage, Trash, Water
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Community Structure, Garage, Garage Door Opener, Gated, Secured
ViewBeach, Ocean, Water

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Elevator, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Induction Cooktop, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Terrazzo, Tile
# of Stories1
LevelsThree Or More
LaundryIn Unit
Security24 Hour Security, Fire Alarm, Fire Sprinkler System, Key Card Entry, Secured Elevator, Secured Lobby, Security Fence, Security Lights, Smoke Detector(s)
Spa FeaturesHeated, Community

Exterior

Exterior FeaturesBalcony, Impact Windows
Patio / PorchCovered, Terrace
ConstructionBlock, Concrete, Stucco
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedAugust 8, 2025
Days on Market268
HOA Fees$1,379 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Maintenance Grounds, Maintenance Structure, Security, Sewer, Trash, Water
Tax Amount$9,464.79
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Costa Verano Condos

Costa Verano Condos is a neighborhood in Jacksonville Beach Condos, FL (Duval County), ZIP 32250.

View all Costa Verano Condos homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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