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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed Apr 20, 2026·252 days on market·Recent sales in St. Augustine

427 Porpoise Point Drive

St. Augustine, FL 32084

$900,000sold priceListed at $950,000 · 94.7% of askingMLS# 2101648
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
HOA $40/mo11,326 sqft lotWaterfrontUnimproved Land

About this home

St. Augustine

Build Your Dream Home in one of St. Augustine's Most Iconic Waterfront Communities---Welcome to Porpoise Point, the closest beachside neighborhood to historic downtown St. Augustine—where the charm of Old Florida meets coastal luxury. This premium residential building lot offers an unmatched opportunity to create your custom home in a vibrant, walkable waterfront community. Imagine waking up to breathtaking panoramic views that span the Atlantic Ocean, St. Augustine Inlet, Anastasia State Park, the iconic Lighthouse, and the historic skyline of downtown. This unique vantage point is one of the most scenic on Florida's northeast coast! Just steps from your future doorstep, you'll enjoy: The beach—perfect for morning walks and evening surf sessions; Vilano Fishing Pier—a local favorite for fishing & sunset views; Shops, restaurants, and live music venues—all a short stroll away; Publix grocery store and daily conveniences within easy reach. Ready for a great lifestyle?

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,985
Property taxesest. at asking price, St. Johns County$1,198
HOAbilled annually$40
Estimated total, before insurance$6,223/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$11,219/yr · $935/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$900,000
$180,000
Loan Term
Monthly Payment
$4,985
Principal & Interest: $4,985
Property taxes (est.): $1,198
Insurance (est.): $600
Estimated Total Monthly
$6,783
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $11,219/yr

Estimated taxes if purchased at asking price: ~$14,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
209 Outrigger Way, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEOct 2025$375,000—0/0—1510.1
319 Porpoise Point Drive, Vilano Beach, FL 32084Listed by SUPERIOR HOME RENTALS LLCMar 2026$1,400,000—0/0—150.2
229 Rivershore Lane, St. Augustine, FL 32084Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2025$1,750,000—0/0—380.7
3740 Harbor Drive, St. Augustine, FL 32084Listed by OCEAN ONE REAL ESTATE GROUP LLCOct 2025$800,000—0/0—781
0 Minorca Avenue, St. Augustine, FL 32080Listed by LOCALIZED REAL ESTATE, INC.Sep 2025$285,000—0/0—4231.1
3244 Coastal Highway, Vilano Beach, FL 32084Listed by ALSOP PROPERTIES INCApr 2026$590,000—0/0—3881.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$950,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres0.26 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address427 Porpoise Point Drive, St. Augustine, FL 32084
Area266-Vilano Beach
SubdivisionPorpoise Point
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size11,325.6 sq ft
Lot Dimensions80 x 140
Parcel Number1488420350
ZoningResidential

Amenities

AmenitiesWater
UtilitiesCable Available, Electricity Available, Water Available
Water SourcePrivate
ViewBeach, Intracoastal

Exterior

Lot DescriptionCleared, Dead End Street
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedFebruary 2, 2026
Days on Market252
HOA Fees$480 / Annually
HOA FrequencyAnnually
Tax Amount$11,218.7
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: BARBARA B JENNESS PA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines