This home is in Jacksonville — a pool home in Jacksonville.
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Sold·Closed Feb 6, 2026·147 days on market·Recent sales in Jacksonville
9691 Cedar Ridge Drive E
Jacksonville, FL 32221
About this home
Jacksonville
Seller open to paying buyer closing costs with receipt of a full price offer. Welcome to a POOL HOME where thoughtful design, recent upgrades, and a backyard retreat all come together in Crystal Creek—one of Jacksonville's most peaceful and well-kept communities. This all-brick residence offers the space and flexibility today's buyers want with four bedrooms and three full bathrooms. The owner's suite features two full baths—one with a soaking tub and the other with a shower/tub combo—each with its own sink and commode, creating a smart layout perfect for busy households or multigenerational living. Inside, enjoy vaulted ceilings, granite countertops in the kitchen, a cozy wood-burning fireplace, and an ideal layout that balances open gathering spaces with privacy. Two secondary bedrooms boast French door closets, while the home also includes multiple TV mounts, a smart thermostat, and fresh interior paint (2024) for a clean, move-in-ready feel.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,747 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Camp Milton Historic Preserveabout 4 mi · 1.3 mi of trails
Closest public boat ramp
Curtis Lee Johnson Marina Park Public Boat Ramp (aka. Lighthouse Marina)about 5 mi · Cedar River
Closest kayak & paddleboard launch
Stinson Park Paddlecraft and Dinghy Dockabout 7 mi · Ortega River
Closest youth league fields
Normandy Centerabout 2 mi · Baseball, Football
Closest grocery store
Winn-Dixieabout 2 mi · 7921 Normandy Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $2,792/yr
Estimated taxes if purchased at asking price: ~$7,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $163/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9697 Underwood Court, Jacksonville, FL 32221Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $350,000 | $187 | 4/2 | 1,867 | 62 | 0.4 |
| 1230 Summit Oaks Drive E, Jacksonville, FL 32221Listed by DJ & LINDSEY REAL ESTATE | Oct 2026 | $356,500 | $193 | 3/2 | 1,846 | 19 | 0.5 |
| 1378 Sarahs Landing Drive, Jacksonville, FL 32221Listed by DJ & LINDSEY REAL ESTATE | Aug 2026 | $320,000 | $184 | 4/2 | 1,741 | 58 | 0.5 |
| 1032 Deer Spring Drive, Jacksonville, FL 32221Listed by HEAVENER REALTY, LLC | Oct 2026 | $424,900 | $146 | 5/3 | 2,909 | 12 | 0.6 |
| 9739 Villiers Drive S, Jacksonville, FL 32221Listed by JWB REALTY LLC | Sep 2026 | $300,000 | $175 | 4/2 | 1,716 | 51 | 0.6 |
| 1666 Avenger Lane, Jacksonville, FL 32221Listed by HUSKY REALTY INC | Aug 2026 | $308,000 | $153 | 3/2 | 2,016 | 14 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Sold by: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Feb 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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