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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 13, 2026·58 days on market·Recent sales in Jacksonville

1378 Sarahs Landing Drive

Jacksonville, FL 32221

$320,000sold priceListed at $325,000 · 98.5% of asking$184/sqftMLS# 2136608
4
Beds
2
Baths
1,741
Sq Ft
2018
Built
2
Garage
No
Pool
FEMA Zone XHOA $38/mo6,534 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to 1378 Sarahs Landing Drive, a beautifully designed residence where modern elegance meets everyday comfort in one of Duval County's most desirable locations. Assumable FHA loan at 3.85%! Built in 2018, this thoughtfully crafted 4-bedroom, 2-bath home featuring an open-concept layout that seamlessly blends style and functionality. From the moment you step inside, you're welcomed by light-filled interiors, clean lines, and a warm, sophisticated ambiance perfect for both entertaining and everyday living. The kitchen serves as the heart of the home, offering generous workspace and a seamless flow into the main living areas--ideal for hosting gatherings or enjoying quiet evenings in. The primary suite provides a private retreat, while the additional bedrooms offer versatility for guests, a home office, or growing families. Step outside to a spacious backyard designed for relaxation and effortless outdoor living--perfect for entertaining under the Florida sky

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,772
Property taxesest. at asking price, Duval County$523
HOAbilled annually$38
Estimated total, before insurance$2,333/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,769/yr · $397/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$320,000
$64,000
Loan Term
Monthly Payment
$1,772
Principal & Interest: $1,772
Property taxes (est.): $523
Insurance (est.): $213
Estimated Total Monthly
$2,508
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,692 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$288,690$237,968—
2024$280,602$230,602—
2023$292,264$234,274—
2022$275,995$225,995—
2021$181,166$128,416—
2020$175,953$125,953—

2025 property taxes (current owner): $4,769/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 14, 2026Closed$325,000
  • Mar 25, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $187/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9739 Villiers Drive S, Jacksonville, FL 32221Listed by JWB REALTY LLCSep 2026$300,000$1754/21,716510.5
9733 N Peabody Drive, Jacksonville, FL 32221Listed by THE LEGENDS OF REAL ESTATESep 2026$265,000$1573/21,689670.5
640 Radnor Lane, Jacksonville, FL 32221Listed by MOMENTUM REALTYAug 2026$255,000$2033/21,255520.5
8869 Rose Hill Drive, Jacksonville, FL 32221Listed by WHOLESALE REALTY LLCSep 2026$305,000$1744/21,751130.7
1206 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCSep 2026$314,900$1914/21,648540.8
1295 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCSep 2026$314,900$1914/21,6481770.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$325,000
Price / Sq Ft$187
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,741
Acres0.15 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1378 Sarahs Landing Drive, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionSarahs Landing
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size6,534 sq ft
Parcel Number0088451810

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchRear Porch
FencingBack Yard, Vinyl, Wrought Iron
RoofShingle
ConstructionComposition Siding
Road SurfacePaved

Additional Information

Date ListedMarch 25, 2026
Days on Market58
HOA Fees$455 / Annually
HOA FrequencyAnnually
Tax Amount$4,769
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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