This home is in Riverwood, Ponte Vedra — a gated community home in St. Johns County.
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Sold·Closed Nov 7, 2025·98 days on market·Recent sales in Riverwood·Riverwood
46 Pebble Lake Lane
Ponte Vedra, FL 32081
17 more homes for sale in Riverwood →Search Riverwood on the map
About this home
Riverwood
Discover your perfect retreat in this beautifully maintained single-level home within the prestigious Del Webb community. This quiet cul-de-sac street features only a handful of homes, creating an intimate neighborhood feel where neighbors become friends. This charming residence sits like a hidden gem across from a private preserve, with additional preserve land backing the property for ultimate privacy and tranquility. Step inside to find freshly painted interiors featuring tall ceilings and plantation shutters that create an airy, sophisticated atmosphere. The thoughtful floor plan includes a versatile office or den space, perfect for working from home or pursuing hobbies. The heart of outdoor living awaits in the oversized screened lanai, where morning coffee tastes better and evening conversations last longer. Built with durable concrete block construction, this lovingly maintained home offers a BRAND NEW ROOF! The recently updated heating and cooling system ensures year round
Next steps in Riverwood
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2008)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,723 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $8,179/yr
Estimated taxes if purchased at asking price: ~$7,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 3, 2025Listed$499,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $299/sq ft; this home is listed at $271/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 163 Breezy Bay Drive, Ponte Vedra, FL 32081Listed by LOKATION | Sep 2026 | $495,000 | $309 | 2/2 | 1,604 | 9 | 0.2 |
| 158 Hawks Harbor Road, Ponte Vedra, FL 32081Listed by BEYCOME OF FLORIDA LLC | Oct 2026 | $454,000 | $316 | 3/2 | 1,437 | 32 | 0.6 |
| 179 Hawks Harbor Road, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED | Aug 2026 | $410,000 | $285 | 2/2 | 1,437 | 47 | 0.6 |
| 153 Hammocks Landing Drive, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $529,000 | $278 | 3/2 | 1,901 | 390 | 0.6 |
| 233 Caspia Lane, Ponte Vedra, FL 32081Listed by PONTE VEDRA KEY REALTY | Sep 2026 | $386,000 | $299 | 2/2 | 1,290 | 53 | 0.8 |
| 153 Woodhurst Drive, Ponte Vedra, FL 32081Listed by EXP REALTY LLC | Sep 2026 | $460,000 | $270 | 2/2 | 1,701 | 140 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Riverwood
Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Riverwood homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 7, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines