This home is in Jacksonville.
Sold·Closed Aug 31, 2026·129 days on market·Recent sales in Jacksonville
3840 Adirolf Road
Jacksonville, FL 32207
About this home
Jacksonville
BACK ON THE MARKET SELLER REQUESTS THAT THE PROPERTY BE SEEN IN PERSON BEFORE SUBMITTING AN OFFER. Incredible and rare opportunity to purchase a Dual-Dwelling Property with Separate Utilities & a Fruit Orchard in Prime Location! This property features two detached homes, each with its postal address, fenced backyard, and separate utilities—perfect for multi-family living or rental income. Main Home: 3BR/1BA, 864 sq. ft., includes a carport and open living space. Second Home: 2BR/1BA, 707 sq. ft., ideal for guests, in-laws, or tenants. Both homes have had the roof replaced 6 years ago, they also sit on a spacious 0.30-acre lot with private fenced yards and offer a rare variety of fruit trees, including: 5 Loquat, 5 Orange, 6 Mandarin 2 Lemon, 2 Grapefruit, 2 Avocado 6 Guava, 1 Pear, 1 Apple 5 Banana Plants, 1 Lychee Located on a quiet street, this property is just 15 minutes to St. John's Town Center, 20 minutes to JAX Airport, and 20 minutes to the beaches
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1948)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,282 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $181,860 | $181,860 | — |
| 2025 | $119,118 | $106,517 | ▲ $10,798 |
| 2024 | $201,363 | $201,363 | — |
| 2024 | $108,963 | $96,834 | — |
| 2023 | $203,027 | $203,027 | — |
| 2023 | $100,508 | $88,031 | ▲ $2,675 |
| 2022 | $220,397 | $220,397 | — |
| 2022 | $97,489 | $80,029 | — |
| 2021 | $115,005 | $26,996 | ▲ $2,000 |
| 2021 | $74,519 | $72,754 | — |
| 2020 | $111,513 | $25,933 | — |
| 2020 | $74,355 | $66,140 | — |
2024 property taxes (current owner): $2,148/yr
Estimated taxes if purchased at asking price: ~$5,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 5, 2026Closed$245,300
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $156/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2870 Stanwood Avenue, Jacksonville, FL 32207Listed by DJ & LINDSEY REAL ESTATE | Sep 2026 | $199,999 | $175 | 3/1 | 1,140 | 44 | 0.4 |
| 3679 Mimosa Drive, Jacksonville, FL 32207Listed by LOWEST FEE REALTY LLC | Sep 2026 | $225,000 | $192 | 3/2 | 1,174 | 5 | 0.5 |
| 4135 Hudnall Road, Jacksonville, FL 32207Listed by COWFORD REALTY & DESIGN LLC | Oct 2026 | $260,000 | $223 | 3/2.5 | 1,168 | 76 | 0.7 |
| 1526 Harbor Oaks Road, Jacksonville, FL 32207Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Oct 2026 | $239,000 | $181 | 3/2 | 1,320 | 1 | 1 |
| 5549 Hickson Road, Jacksonville, FL 32207Listed by MOMENTUM REALTY | Sep 2026 | $300,000 | $160 | 3/3 | 1,878 | 74 | 1 |
| 2010 Sheridan Lane, Jacksonville, FL 32207Listed by JWB REALTY LLC | Oct 2026 | $290,000 | $177 | 4/2.5 | 1,641 | 185 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXIT 1 STOP REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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