This home is in Jacksonville.
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Sold·Closed Sep 30, 2025·46 days on market·Recent sales in Jacksonville
71 Naugatuck Drive
Jacksonville, FL 32225
About this home
Jacksonville
Single-story home located in the desirable Cambridge/Girvin area of Jacksonville. This 3-bedroom, 2-bathroom residence offers a bright and functional layout with 1,165 square feet of living space. Inside, you'll find a spacious living room that flows seamlessly into an eat-in kitchen, creating the perfect setting for everyday living and entertaining. Enjoy the privacy of a generous backyard and the convenience of an attached 2-car garage. Nestled on a quiet, tree-lined street, this home provides both comfort and a strong sense of community. Ideally located near shopping, dining, and beaches, this home offers easy access to everything Jacksonville has to offer. Whether you're a first-time buyer, downsizing, or simply looking for a low-maintenance lifestyle, this home is ready and waiting for you to make it yours.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1991)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,581 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $247,564 | $226,838 | ▲ $10,495 |
| 2023 | $242,913 | $206,217 | ▲ $21,437 |
| 2022 | $204,426 | $187,470 | — |
| 2021 | $170,428 | $170,428 | — |
| 2020 | $158,811 | $158,811 | — |
2024 property taxes (current owner): $4,396/yr
Estimated taxes if purchased at asking price: ~$5,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Jun 27, 2025Listed$279,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $240/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 13020 Medford Lane, Jacksonville, FL 32225Listed by MOMENTUM REALTY | Sep 2026 | $349,000 | $238 | 3/2 | 1,464 | 28 | 0.2 |
| 13208 Grant Logan Lane, Jacksonville, FL 32225Listed by SOVEREIGN REAL ESTATE GROUP | Sep 2026 | $315,000 | $222 | 3/2 | 1,422 | 42 | 0.2 |
| 13130 Everett Court E, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $340,000 | $228 | 3/2 | 1,488 | 18 | 0.3 |
| 12951 Everett Court W, Jacksonville, FL 32225Listed by THE PROPERTY EXPERTS REALTY & INVESTMENTS INC. | Aug 2026 | $495,000 | $368 | 3/2 | 1,346 | 58 | 0.3 |
| 13293 Currituck Drive N, Jacksonville, FL 32225Listed by HOVER GIRL PROPERTIES | Aug 2026 | $353,000 | $263 | 3/2 | 1,342 | 13 | 0.4 |
| 398 Prindle Drive E, Jacksonville, FL 32225Listed by WATSON REALTY CORP | Aug 2026 | $375,000 | $254 | 3/2 | 1,478 | 8 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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