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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·21 days on market

4480 Deerwood Lake Parkway 353

Jacksonville, FL 32216

$395,000$141/sqftEst. $2,188/moMLS# 2095399
3
Beds
2.5
Baths
2,802
Sq Ft
2005
Built
2
Garage
No
Pool
FEMA Zone XHOA $208/mo436 sqft lotCondominium1 story

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About this home

Jacksonville

Rare 2,800+ SF Penthouse Near St. Johns Town Center | Motivated Sellers Back on market-no fault of seller! Great opportunity for new buyer!! Large single-level penthouses like this are incredibly hard to find in Jacksonville. This 3-bedroom, 3-bath residence in gated Deerwood Place offers over 2,800 square feet on one level, combining the space of a home with the convenience of luxury condo living. Sellers are motivated and open to reasonable offers. Inside, the open layout features high ceilings, abundant natural light, and expansive living and dining spaces ideal for entertaining. The kitchen includes granite countertops, upgraded cabinetry, a butler's pantry, and direct access to one of two private screened lanais overlooking peaceful preserve views. The primary suite is oversized, with a large walk-in closet and a spa-style bath featuring a soaking tub and separate shower. Two additional bedrooms each have their own full bath, providing privacy for guests or family.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,188
Property taxesest. at asking price, Duval County$645
HOAbilled quarterly$208
Estimated total, before insurance$3,041/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,574/yr · $465/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,188
Principal & Interest: $2,188
Property taxes (est.): $645
Insurance (est.): $263
Estimated Total Monthly
$3,096
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $395,000 in February 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$351,500$300,778—
2024$351,500$301,500▼ $30,500
2023$382,000$364,694—
2022$354,000$331,540—
2021$341,500$301,400—
2020$274,000$274,000—

2024 property taxes (current owner): $5,574/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Mar 5, 2026Listed$395,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $135/sq ft; this home is listed at $141/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4480 Deerwood Lake Parkway 238, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTSSep 2026$265,000$1313/2.52,025490
4480 Deerwood Lake Parkway 422, Jacksonville, FL 32216Listed by PONTE VEDRA CLUB REALTY, INC.Aug 2026$276,250$1383/2.52,0003300
4480 Deerwood Lake Parkway 432, Jacksonville, FL 32216Listed by FLORIDA'S CHOICE REALTY LLCApr 2026$235,000$1183/2.52,000770
4480 Deerwood Lake Parkway 658, Jacksonville, FL 32216Listed by COMPASS FLORIDA LLCAug 2025$325,000$1603/2.52,025550
4480 Deerwood Lake Parkway 232, Jacksonville, FL 32216Listed by KELLER WILLIAMS ST JOHNSApr 2026$245,000$1233/2.52,0001840.1
4480 Deerwood Lake Parkway 552, Jacksonville, FL 32216Listed by CHAD AND SANDY REAL ESTATE GROUPJun 2025$270,000$1353/2.52,000950.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$395,000
Price / Sq Ft$141
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,802
Acres0.01 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4480 Deerwood Lake Parkway 353, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionDeerwood Place
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size435.6 sq ft
Parcel Number1546530564
ZoningCondominium

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
Water SourcePublic
ParkingAssigned, Covered, Garage, Gated, Guest, Parking Lot

Interior

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 27, 2026
Days on Market353
HOA Fees$624 / Quarterly
HOA FrequencyQuarterly
Tax Amount$5,574.2
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines