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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — a new construction home in Jacksonville.

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Sold

Sold·Closed Jun 26, 2026·343 days on market·Recent sales in Jacksonville Beach

1034 2nd Avenue N

Jacksonville Beach, FL 32250

$599,000sold priceListed at $599,990 · 99.8% of asking$341/sqftMLS# 2094237
3
Beds
3.5
Baths
1,756
Sq Ft
2026
Built
2
Garage
No
Pool
HOA $350/mo871 sqft lotTownhouse3 storiesNew construction

About this home

Jacksonville Beach

Welcome to the Neptune--a beautifully designed 3-story townhome offering 1,756 sqft of modern coastal living. This thoughtfully crafted home features 3 spacious bedrooms, each with its own private ensuite bathroom, plus a convenient half bath on the main floor. The open-concept layout creates an airy, inviting atmosphere that blends luxury, comfort, and beachside charm. Interior highlights include 9 ft and 10 ft ceilings, luxury vinyl plank (LVP) flooring, quartz countertops, and more high-end finishes throughout. Step outside to your private second floor balcony for a quiet outdoor escape, and take advantage of the two-car garage that provides ample parking and storage. Located just 10 blocks from the beach, you're minutes away from local shops, restaurants, and the lively Seawalk Pavilion, home to festivals and events year-round.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,318
Property taxesest. at asking price, Duval County$978
HOAbilled monthly$350
Estimated total, before insurance$4,646/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$24,610/yr · $2,051/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$599,000
$119,800
Loan Term
Monthly Payment
$3,318
Principal & Interest: $3,318
Property taxes (est.): $978
Insurance (est.): $399
Estimated Total Monthly
$4,695
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,675 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$130,000$130,000—

2024 property taxes (current owner): $24,610/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 6, 2026Closed$599,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $317/sq ft; this home is listed at $342/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1003 N 1st Avenue, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$645,000$3144/3.52,05100
12 N Beach Way, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$651,000$3174/3.52,0511990
1035 1st Avenue N, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$571,000$3253/3.51,75600
1059 1st Avenue N, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$555,000$3163/3.51,75600
1026 2nd Avenue N, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$579,990$3204/3.51,8123400
128 S 10th Street, Jacksonville Beach, FL 32250Listed by JWB REALTY LLCJul 2026$485,000$2143/3.52,2661090.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,990
Price / Sq Ft$342
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage1,756
Total Structure Area2,400 sq ft
Acres0.02 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address1034 2nd Avenue N, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionNorth Beach
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size871.2 sq ft
Parcel Number177305-0090
ZoningResidential

Amenities

AmenitiesPool
Community FeaturesStreet Lights
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available, Water Connected
Water SourcePublic
Green / EnergyThermostat
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Fire Sprinkler System, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionSprinklers In Front, Sprinklers In Rear
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJune 19, 2025
Days on Market343
HOA Fees$350 / Monthly
HOA FrequencyMonthly
HOA NamePriority Management/Miranda Blankenship
Tax Amount$24,609.7
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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