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This home is in North Beach, Jacksonville Beach.

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Pending

Pending·391 days on market·North Beach

1034 2nd Avenue N

Jacksonville Beach, FL 32250

$599,990$342/sqftEst. $3,193/moMLS# 2094237
3
Beds
3
Baths
1,756
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

North Beach

Welcome to the Neptune--a beautifully designed 3-story townhome offering 1,756 sqft of modern coastal living. This thoughtfully crafted home features 3 spacious bedrooms, each with its own private ensuite bathroom, plus a convenient half bath on the main floor. The open-concept layout creates an airy, inviting atmosphere that blends luxury, comfort, and beachside charm. Interior highlights include 9 ft and 10 ft ceilings, luxury vinyl plank (LVP) flooring, quartz countertops, and more high-end finishes throughout. Step outside to your private second floor balcony for a quiet outdoor escape, and take advantage of the two-car garage that provides ample parking and storage. Located just 10 blocks from the beach, you're minutes away from local shops, restaurants, and the lively Seawalk Pavilion, home to festivals and events year-round.

Cost to own

Mortgage calculator

$599,990
$119,998
Loan Term
Monthly Payment
$3,031
Principal & Interest: $3,031
Est. Taxes & Insurance: $758
Estimated Total Monthly
$3,788
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,193
Property taxesest. at asking price, Duval County$980
HOAbilled monthly$350
Estimated total, before insurance$4,523/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$130,000$130,000

2024 property taxes (current owner): $24,610/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,675 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$599,990
Price / Sq Ft$342
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage1,756
Total Structure Area2,400 sq ft
Acres0.02 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementarySan Pablo
MiddleFletcher Jr High

Community Information

Address1034 2nd Avenue N, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionNorth Beach
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size871.2 sq ft
Parcel Number177305-0090
ZoningResidential

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available, Water Connected
Water SourcePublic
Green / EnergyThermostat
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Fire Sprinkler System, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionSprinklers In Front, Sprinklers In Rear
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJune 19, 2025
Days on Market343
HOA Fees$350 / Monthly
HOA FrequencyMonthly
HOA NamePriority Management/Miranda Blankenship
Tax Amount$24,609.7
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About North Beach

North Beach is a neighborhood in St. Johns County, FL (Duval County), ZIP 32250.

View all North Beach homes for sale →

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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