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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Oct 15, 2025·66 days on market·Recent sales in Jacksonville

209 Trout River Drive

Jacksonville, FL 32208

$355,000sold priceListed at $425,000 · 83.5% of asking$130/sqftMLS# 2092371
4
Beds
2
Baths
2,731
Sq Ft
1996
Built
—
Garage
No
Pool
No HOA10,454 sqft lotWaterfrontSingle Family Residence3 stories

About this home

Jacksonville

AMAZING 3-STORY HOME ON THE TROUT RIVER WITH A LONG DOCK AND BOAT LIFTS! Navigable to the Ocean!! This solidly built 3-story home with wraparound balconies, metal roof, and a long dock on the Trout River has breathtaking views that makes this a rare opportunity to either live on the river or create an income producing property! The home is currently separated into 3 floors with the first 2 floors each having an open floor plan with 2 Bedrooms/1 Bath /Kitchen, Laundry, and a large covered porch per floor that overlooks the Trout River. The 3rd Floor is an open loft room that could provide extra space for your guests or used as a storage room. The property includes a long dock with two boat lifts to accommodate multiple vessels. PROPERTY IS OCCUPIED. PLEASE DO NOT WALK ON DOCK. Bring your Creativity and make this either your home on the river or a rental property. NO HOA NO CDD FEES. Boats on Site are not included but are negotiable. CAMERAS ON SITE NO TRESPASSING MUST BE WITH REALTOR

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,951
Property taxesest. at asking price, Duval County$580
Estimated total, before insurance$2,531/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,211/yr · $518/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,774 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:36 AM, sunset 6:44 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$347,115$347,115—
2024$336,584$332,807▼ $661
2023$338,067$302,552—
2022$300,058$275,048—
2021$248,092$248,092▲ $9,508
2020$232,053$232,053—

2024 property taxes (current owner): $6,211/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $122/sq ft; this home is listed at $156/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
350 Trout River Drive, Jacksonville, FL 32208Listed by THIRDSTONE PROPERTIES LLCMar 2026$233,500$1143/22,051520.1
7127 Northland Street, Jacksonville, FL 32208Listed by NORTHGROUP REAL ESTATE, INCJun 2026$166,700$536/23,120150.5
257 Woodrow Street, Jacksonville, FL 32208Listed by PCC REAL ESTATE, LLC.May 2026$350,000$1225/2.52,8732840.6
111 E 54th Street, Jacksonville, FL 32208Listed by BEYCOME OF FLORIDA LLCAug 2026$160,000$794/22,024820.9
8303 Autumnwind Drive, Jacksonville, FL 32218Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJul 2026$525,000$1784/3.52,94760.9
8268 Autumnwind Drive, Jacksonville, FL 32218Listed by UNITED REAL ESTATE GALLERYApr 2026$430,000$1463/32,944930.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$156
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,731
Acres0.24 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleOther, Half Duplex
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

ElementaryNorth Shore
MiddleMatthew Gilbert
HighJean Ribault

Community Information

Address209 Trout River Drive, Jacksonville, FL 32208
Area071-Brentwood/Evergreen
SubdivisionBrentwood
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size10,454.4 sq ft
Lot Dimensions66' x 160'
Parcel Number0327360000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic, Other
ParkingOther
ViewRiver

Interior

AppliancesNone
HeatingCentral
CoolingCentral Air
# of Stories3
LevelsMulti/Split
LaundryIn Unit

Exterior

Exterior FeaturesBalcony, Boat Lift, Boat Slip, Dock
Patio / PorchCovered, Front Porch, Patio, Rear Porch, Wrap Around
FencingOther
RoofMetal
ConstructionAluminum Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 10, 2025
Days on Market66
Tax Amount$6,211.33
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: JAMES DANIELS REALTY INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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