This home is in St. Augustine — an oceanfront home in Northeast Florida.
Active·502 days on market
7790 A1A 103
St. Augustine, FL 32080
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
Experience oceanfront living in the heart of Crescent Beach in this rare 4-bedroom, 3-bath condominium offering 2,278 square feet of thoughtfully designed living space. Situated in an exclusive 8-unit building, this spacious residence features an open floor plan and a well-appointed kitchen with abundant cabinetry and storage, ideal for everyday living and entertaining. Enjoy expansive views with ocean sunrises and Intracoastal sunsets from the private balcony. Additional highlights include two garage parking spaces, a community pool, private dock, and direct beach access just steps away. Conveniently located near local dining, shopping, and historic downtown St. Augustine, this exceptional property offers a unique opportunity to enjoy coastal living at its finest.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Concrete — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · Public water (record)
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,676 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Spyglass beach accessabout 0.9 mi · 23 parking spaces
Closest park or preserve
Moses Creek Conservation Areaabout 2 mi · 7.6 mi of trails
Closest public boat ramp
Green Road County Boat Ramp (Limited Parking)about 1 mi · Matanzas River
Closest kayak & paddleboard launch
206 Causeway Kayak Beachabout 2 mi
Closest youth league fields
Frank Butler Beachfront Park Eastabout 3 mi · Soccer
Closest grocery store
Aldiabout 6 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,200,000 | $931,168 | — |
| 2024 | $883,779 | $846,516 | — |
| 2023 | $883,779 | $769,560 | — |
| 2022 | $731,000 | $699,600 | — |
| 2021 | $636,000 | $636,000 | — |
| 2020 | $636,000 | $636,000 | — |
2024 property taxes (current owner): $10,864/yr
Estimated taxes if purchased at asking price: ~$20,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jun 5, 2025Listed$1,299,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $387/sq ft; this home is listed at $570/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 115 Sunset Harbor Way 101, St. Augustine, FL 32080Listed by INI REALTY | Oct 2026 | $950,000 | $393 | 3/3.5 | 2,416 | 171 | 0.7 |
| 115 Sunset Harbor Way 303, St. Augustine, FL 32080Listed by COLDWELL BANKER PREMIER PROPERTIES | May 2026 | $934,000 | $387 | 3/3.5 | 2,416 | 16 | 0.7 |
| 115 Sunset Harbor Way 301, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATE | Dec 2025 | $900,000 | $373 | 3/2.5 | 2,416 | 276 | 0.7 |
| 7245 A1A S A, St. Augustine, FL 32080Listed by COLDWELL BANKER PREMIER PROPERTIES | Nov 2025 | $485,000 | $272 | 3/2 | 1,785 | 64 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines