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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Watersong At Rivertown, St. Johns — a new construction home in St. Johns County.

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Sold

Sold·Closed Jun 10, 2026·366 days on market·Recent sales in Watersong At Rivertown·Watersong At Rivertown

299 Pelton Place

St. Johns, FL 32259

$500,000sold priceListed at $518,000 · 96.5% of asking$226/sqftMLS# 2085069
2
Beds
2.5
Baths
2,214
Sq Ft
2025
Built
2
Garage
No
Pool

32 more homes for sale in Watersong At Rivertown →Search Watersong At Rivertown on the map

HOA $211/moSingle Family Residence1 storyNew construction

About this home

Watersong At Rivertown

LOT 265 - This Bridge floorplan is designed for easy, elegant living, offering 2 bedrooms, 2.5 baths, and a study in lieu of the flex room for added versatility. Natural light fills the home, beginning at the classic foyer that leads past a secondary bedroom with a full bath into the open-concept kitchen, featuring a large island with a breakfast bar. The spacious Great Room and dining area flow seamlessly to an extended covered lanai, perfect for indoor-outdoor entertaining. The Owner's Suite is a private retreat with a generous walk-in closet and a spa-inspired shower, while Bath 2 includes a shower in lieu of a tub. Located in WaterSong at RiverTown, this exclusive 55+ community offers resort-style amenities, scenic trails, and a vibrant lifestyle along the St. Johns River.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,770
Property taxesest. at asking price, St. Johns County$665
HOAbilled monthly$211
Estimated total, before insurance$3,646/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$500,000
$100,000
Loan Term
Monthly Payment
$2,770
Principal & Interest: $2,770
Property taxes (est.): $665
Insurance (est.): $333
Estimated Total Monthly
$3,768
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real pool sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$100,000$100,000—
2024$100,000$93,500—
2023$85,000$85,000—

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $234/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
84 Pigeon Cove, St. Johns, FL 32259Listed by EXP REALTY LLCOct 2026$472,000$2522/21,876950.1
383 Ladyslipper Drive, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$457,000$2442/21,876600.2
351 Ladyslipper Drive, St. Johns, FL 32259Listed by REAL BROKER LLCAug 2026$450,000$2402/21,876800.2
186 Ladyslipper Drive, St. Johns, FL 32259Listed by EXP REALTY LLCSep 2026$480,000$2562/21,876240.3
148 Kellet Way, St. Johns, FL 32259Listed by EXP REALTY LLCSep 2026$565,000$2922/21,93260.4
244 Juniper Hills Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2026$420,000$2663/21,5761490.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$518,000
Price / Sq Ft$234
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,214
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes
New ConstructionYes
Direction FacesNorthwest

Community Information

Address299 Pelton Place, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionWatersong At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0007242650

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Restaurant, Gated, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewOther

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Cooktop, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup
SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Other
Patio / PorchCovered, Patio, Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedMay 3, 2026
Days on Market366
HOA Fees$211 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Watersong At Rivertown

Watersong At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Watersong At Rivertown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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