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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Sep 30, 2025·52 days on market·Recent sales in Jacksonville

12844 Nungezer Road

Jacksonville, FL 32226

$430,000sold priceListed at $450,000 · 95.6% of asking$257/sqftMLS# 2084907
3
Beds
2
Baths
1,674
Sq Ft
1998
Built
—
Garage
No
Pool
No HOA10.15 acresWaterfrontManufactured Home1 story

About this home

Jacksonville

Under contract with Kickout Clause. Welcome to your slice of North Florida paradise—an extraordinary 10.15-acre property offering a rare blend of cleared and wooded land, graced with majestic old oak trees and a stunning 1.5 acre pond. Whether you're a developer, homesteader, or future homeowner with a vision, this versatile property offers boundless potential in a serene, yet convenient location. The centerpiece of this property is the private pond—complete with a dock and mini beach—perfect for fishing, swimming, or simply relaxing by the water. The pond is stocked and spring-fed, adding to the tranquility and charm. Includes a 3BR/2BA manufactured home and a 3-stall barn with tack room. Enjoy peaceful rural living just 10 minutes from Publix, dining, and shopping. Outdoor lovers will appreciate being surrounded by Pumpkin Hill Preserve, being close to boat ramps, and being 17 miles from Huguenot Park. Endless possibilities in a natural, private setting!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,382
Property taxesest. at asking price, Duval County$702
Estimated total, before insurance$3,084/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$430,000
$86,000
Loan Term
Monthly Payment
$2,382
Principal & Interest: $2,382
Property taxes (est.): $702
Insurance (est.): $287
Estimated Total Monthly
$3,371
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,717 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 19, 2025Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $216/sq ft; this home is listed at $269/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5311 Clapboard Cove Court, Jacksonville, FL 32226Listed by MOMENTUM REALTYJun 2026$470,000$2543/21,8541750.7
12100 Red Barn Court, Jacksonville, FL 32226Listed by WATKINS REALTY GROUPNov 2025$474,000$2293/22,072120.8
12264 Sacha Road, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$324,232$1714/21,8952981.8
12598 Pine Marsh Way, Jacksonville, FL 32226Listed by FIRST COAST HEROES REAL ESTATE LLCJun 2026$385,000$2163/21,786192.1
14453 Denton Road, Jacksonville, FL 32226Listed by COLDWELL BANKER ANABASIS REALTYJul 2026$290,000$1693/21,711363.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$269
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,674
Acres10.15 acres
Year Built1998
TypeResidential
Sub-TypeManufactured Home
StatusClosed
Has PoolNo
Is WaterfrontYes

School Information

ElementaryNew Berlin
MiddleOceanway
HighFirst Coast

Community Information

Address12844 Nungezer Road, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionSection Land
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size442,134 sq ft
Parcel Number159864-0015

Amenities

Community FeaturesFishing
UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther
ViewPond, Trees/Woods
Waterfront TypePond

Interior

AppliancesConvection Oven, Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Gate

Exterior

Exterior FeaturesDock
Lot DescriptionCleared, Many Trees, Wetlands, Wooded
Patio / PorchDeck, Front Porch, Rear Porch
FencingFenced, Cross Fenced
RoofMetal
Other StructuresBarn(s)
Road SurfaceDirt
Road FrontageUnimproved

Additional Information

Date ListedJune 19, 2025
Days on Market52
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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