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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Willowcove, Ponte Vedra — a waterfront home in Nocatee.

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Sold

Sold·Closed Jun 26, 2025·2 days on market·Recent sales in Willowcove·Willowcove

228 Magnolia Creek Walk

Ponte Vedra, FL 32081

$485,000sold priceListed at $480,000 · 101% of asking$230/sqftMLS# 2084395
3
Beds
2.5
Baths
2,107
Sq Ft
2014
Built
2
Garage
No
Pool

3 more homes for sale in Willowcove →Search Willowcove on the map

HOA $300/mo3,049 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Willowcove

Live the lifestyle in this beautifully updated townhouse where comfort meets style in a light-filled, open-concept layout. This home backs up to a tranquil pond offering peaceful water to preserve views and a natural backdrop right from your own backyard. The eat in kitchen features stylish lighting and backsplash, custom board and batten around the island, newer dishwasher and spacious walk in pantry. A half bath is conveniently located off the kitchen by the garage entry. Upstairs you'll find the primary suite with a massive walk in closet, soaking tub, and separate shower. All new LVP recently installed upstairs. The other two spacious bedrooms, the second full bath, laundry room, and loft complete the second floor. Nocatee residents can enjoy the convenience of being close to doctors, shopping, entertainment, both casual and high end dining options, and resort style amenities. Minutes to Town Center and Water Parks and 15 min to the Beach!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,686
Property taxesest. at asking price, St. Johns County$645
HOAbilled monthly$300
Estimated total, before insurance$3,632/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,141/yr · $428/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$485,000
$97,000
Loan Term
Monthly Payment
$2,686
Principal & Interest: $2,686
Property taxes (est.): $645
Insurance (est.): $323
Estimated Total Monthly
$3,655
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$385,309$225,644—
2024$385,978$218,436—
2023$379,087$210,472—
2022$359,700$207,240—
2021$260,457$199,733—
2020$246,778$196,278—

2024 property taxes (current owner): $5,141/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $306/sq ft; this home is listed at $228/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
54 Willow Park Way, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDAug 2026$742,062$2813/32,64350.2
61 Willow Breeze Lane, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$512,000$2723/31,883670.5
294 Palm Breeze Drive, Ponte Vedra, FL 32081Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$620,000$2644/32,35020.7
285 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYSep 2026$725,000$3063/2.52,3671070.8
277 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYSep 2026$764,691$3193/2.52,399280.8
436 Reflections Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYAug 2026$714,845$3163/2.52,26320.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$480,000
Price / Sq Ft$228
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,107
Acres0.07 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address228 Magnolia Creek Walk, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionWillowcove Park
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size3,049.2 sq ft
Parcel Number0702723970

Amenities

AmenitiesJogging Path, Park, Playground
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond, Protected Preserve, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air
FlooringTile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Upper Level, Washer Hookup

Exterior

Patio / PorchPatio, Screened
FencingVinyl
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedApril 29, 2025
Days on Market2
HOA Fees$300 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,141.15
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Willowcove

Willowcove is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Willowcove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines