This home is in St. Augustine — a gated community home in St. Johns County.
No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Sep 2, 2025·104 days on market·Recent sales in St. Augustine Shores
195 Bayberry Circle 806
St. Augustine, FL 32086
About this home
St. Augustine
TWO BEDROOM, 2 BATH GROUND FLOOR FLAT UNIT CONVENIENTLY LOCATED IN GATED ''COTTAGES AT WINDING CREEK'' WITH COMMUNITY POOL & WATERVIEW! Welcome to a peaceful retreat with beautiful established landscaping & close proximity to shopping, schools, restaurants, doctors, Downtown St Augustine & white sandy beaches! Unit 806 features an open concept with relaxing waterviews along with an easterly facing screen lanai/sunroom to enjoy your cup of morning coffee or a good book as you watch the ducks swim by! The breakfast nook is nestled within a bay window right off the one car garage. The spacious kitchen has plenty of cabinets and granite countertops. The master bathroom offers a garden tub, walk-in shower & double vanity sinks. Washer & Dryer included. Hot Water Heater 2021.
Next steps in St. Augustine Shores
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2007)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,786 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Minnie Stabout 4 mi · 20 parking spaces
Closest park or preserve
Moses Creek Conservation Areaabout 3 mi · 7.6 mi of trails
Closest public boat ramp
Palmetto Road Public Boat Rampabout 3 mi · Matanzas River
Closest kayak & paddleboard launch
Vail Point Park – Paddlecraft Dockabout 3 mi · Moultrie Creek
Closest youth league fields
Gamble Rogers School Fieldsabout 0.7 mi · Soccer
Closest grocery store
Aldiabout 0.6 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $1,193/yr
Estimated taxes if purchased at asking price: ~$4,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $188/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 175 Bayberry Circle 1005, St. Augustine, FL 32086Listed by WATSON REALTY CORP | Jul 2026 | $297,500 | $177 | 3/2 | 1,680 | 100 | 0.1 |
| 110 Magnolia Crossing Point 1903, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Feb 2026 | $280,000 | $199 | 2/2 | 1,407 | 19 | 0.1 |
| 215 Bayberry Circle 601, St. Augustine, FL 32086Listed by REAL BROKER LLC | Oct 2025 | $290,000 | $182 | 3/2.5 | 1,594 | 107 | 0.1 |
| 105 E Pine Hollow Trail 206, St. Augustine, FL 32086Listed by PONTE VEDRA CLUB REALTY, INC. | Oct 2025 | $245,000 | $174 | 2/2 | 1,407 | 83 | 0.1 |
| 110 Magnolia Crossing Point 1907, St. Augustine, FL 32086Listed by REAL BROKER LLC | Sep 2025 | $285,000 | $193 | 3/2.5 | 1,477 | 164 | 0.1 |
| 135 Bayberry Circle 1608, St. Augustine, FL 32086Listed by PUBLIC SERVICES REALTY | Sep 2025 | $281,000 | $176 | 3/2.5 | 1,594 | 140 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CENTURY 21 BECKHAM REALTY
Sold by: WATSON REALTY CORP (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Cottages At Winding Creek
For Sale175 Bayberry Circle 1002St. Augustine, FL 32086
3 bd · 2.5 ba · 1,477 sq ft
$289,000Est. $1,538/moPOND VIEWS, STYLISH UPDATES & EASY FLORIDA LIVING! Why settle for ordinary when you can come home to peaceful water…
Listing Office: keller williams realty atlantic partners st. augustine
For Sale215 Bayberry Circle 605St. Augustine, FL 32086
3 bd · 2 ba · 1,680 sq ft
$289,900Est. $1,543/moWelcome home to this move-in-ready 3-bedroom, 2-bath condo with an attached 1-car garage in the highly desirable…
Listing Office: florida homes realty & mtg llc
Keep looking
Similar homes in St. Augustine
Explore the area
More in St. Augustine Shores
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines