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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — a waterfront home in Jacksonville.

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Sold

Sold·Closed May 8, 2025·20 days on market·Recent sales in Jacksonville Beach

9 Sandra Drive

Jacksonville Beach, FL 32250

$535,000sold priceListed at $569,000 · 94% of asking$345/sqftMLS# 2080092
3
Beds
2.5
Baths
1,550
Sq Ft
1971
Built
1
Garage
No
Pool
No HOA7,405 sqft lotWaterfrontDuplex

About this home

Jacksonville Beach

THIS HOUSE AT JAX BEACH HAS SOMETHING FOR EVERYONE!! If you need a TRUE, IN-LAW SUITE, this house has it. If you need an attached INCOME PRODUCING PROPERTY, check. If you would like BOTH UNITS TO BE AIRBNB UNITS, check. If you want to be within WALKING DISTANCE to the beach, check. If you want NEW/UPDATED FINISHES, check. If you want VIEWS OF THE CANAL & PRIVATE REAR YARD, check. The main house has 2 beds/1.5 baths, kitchen & family room. The attached suite with private entrance, has 1 bed/1 full bath, full kitchen w/fridge, stove/oven, microwave, sink & family room. Both residences have access to the covered, rear patio. Brick front & concrete block construction. Updates in the last 30 days include: EXTERIOR - new shutters, light fixtures, full exterior paint, fencing repaired & replaced, new pump for irrigation sys, rear porch rescreened & landscaping. INTERIOR UPDATES INCLUDE: new kitchen cabinets, counters & ss appliances, NEW hot water heater, paint.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,963
Property taxesest. at asking price, Duval County$874
Estimated total, before insurance$3,837/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$535,000
$107,000
Loan Term
Monthly Payment
$2,963
Principal & Interest: $2,963
Property taxes (est.): $874
Insurance (est.): $357
Estimated Total Monthly
$4,194
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1971)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,759 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $3,616/yr

Estimated taxes if purchased at asking price: ~$10,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $508/sq ft; this home is listed at $367/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
887 & 889 8th Avenue S, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCJul 2026$657,500$3424/31,9201860.8
555 7th Avenue S, Jacksonville Beach, FL 32250Listed by JPAR CITY AND BEACHFeb 2026$670,000$3724/01,80000.8
835 7th Avenue S 835 & 837, Jacksonville Beach, FL 32250Listed by REAL BROKER LLCJan 2026$650,000$5084/31,280330.8
1709 2nd Street N, Jacksonville Beach, FL 32250Listed by INI REALTYNov 2025$1,125,000$8964/31,256112.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$569,000
Price / Sq Ft$367
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,550
Acres0.17 acres
Year Built1971
TypeResidential Income
Sub-TypeDuplex
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address9 Sandra Drive, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionHannah Terrace
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size7,405.2 sq ft
Parcel Number1795280000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
ViewWater
Waterfront TypeLake Front

Interior

AppliancesElectric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Lot DescriptionOther
FencingBack Yard, Chain Link, Wood
RoofShingle
ConstructionBrick

Additional Information

Date ListedApril 5, 2025
Days on Market20
Tax Amount$3,616.1
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROBERT SLACK, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 8, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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