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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pablo Creek Reserve, Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed May 14, 2025·22 days on market·Recent sales in Pablo Creek Reserve·Pablo Creek Reserve

5389 Commissioners Drive

Jacksonville, FL 32224

$1,360,000sold priceListed at $1,385,000 · 98.2% of askingMLS# 2078996
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool

5 more homes for sale in Pablo Creek Reserve →Search Pablo Creek Reserve on the map

HOA $512/mo0.76 acresUnimproved Land

About this home

Pablo Creek Reserve

Welcome to Pablo Creek Reserve, where luxury living meets serene landscapes! Nestled on one of the most sought-after streets in this prestigious community, this exceptional property is your canvas to create the home you've always envisioned. Imagine waking up every morning in a tranquil environment, surrounded by the natural beauty of lush greenery and pristine surroundings. With ample space to design your dream abode, the possibilities are endless. Whether you envision a modern masterpiece or a classic retreat, this property offers the perfect backdrop for your imagination to soar. Convenience is at your doorstep! Located just moments away from the renowned Mayo Clinic, you'll have peace of mind with top-tier healthcare within easy reach. Enjoy the vibrant lifestyle that comes with being in close proximity to a wealth of shopping options, gourmet restaurants, and grocery stores. Everything you need is just a stone's throw away, making it easy to balance work, play, and relaxation.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,533
Property taxesest. at asking price, Duval County$2,221
HOAbilled quarterly$512
Estimated total, before insurance$10,266/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$12,059/yr · $1,005/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,360,000
$272,000
Loan Term
Monthly Payment
$7,533
Principal & Interest: $7,533
Property taxes (est.): $2,221
Insurance (est.): $907
Estimated Total Monthly
$10,660
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $12,059/yr

Estimated taxes if purchased at asking price: ~$26,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14350 Sandy Hook Road, Jacksonville, FL 32224Listed by PALM VALLEY REALTY PLLCApr 2026$545,000—0/0—141.4
618 Ibis Cove Place, Ponte Vedra Beach, FL 32082Listed by PRF REALTY SALESSep 2025$1,435,000—0/0—171.4
616 Ibis Cove Place, Ponte Vedra Beach, FL 32082Listed by PRF REALTY SALESSep 2025$1,435,000—0/0—291.5
109 Osprey Cove Lane, Ponte Vedra Beach, FL 32082Listed by DOUGLAS ELLIMAN FLORIDAJun 2026$710,000—0/0—572.3
4692 Swilcan Bridge Lane Lane S, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTS PVAug 2026$1,250,000—0/0—302.4
4505 Feather Moss Court, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTS PVJun 2026$1,250,000—0/0—1112.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,385,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres0.76 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address5389 Commissioners Drive, Jacksonville, FL 32224
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionPablo Creek Reserve
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size33,105.6 sq ft
Parcel Number1677662420
ZoningResidential

Amenities

AmenitiesOther, Gated, Playground, Security
UtilitiesSewer Available
SewerPublic Sewer
Water SourcePublic, Other
ViewProtected Preserve

Interior

SecuritySecurity Gate

Exterior

Lot DescriptionCleared, Dead End Street
Road SurfaceAsphalt
Road FrontagePrivate Road, Other

Additional Information

Date ListedApril 1, 2025
Days on Market22
HOA Fees$1,536 / Quarterly
HOA FrequencyQuarterly
HOA NameMarsh Landing Management
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$12,058.88
Tax Year2024
Listing TermsCash, Conventional

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Sold by: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pablo Creek Reserve

Pablo Creek Reserve is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Pablo Creek Reserve homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 14, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines