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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Active

Active·41 days on market

1770 Woodlawn Road

St. Augustine, FL 32084

$1,200,000Est. $6,568/moMLS# 2078106
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
FEMA Zone XNo HOA2.50 acresUnimproved Land

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

Great opportunity to own 2.5 acres in a fast growing area. Many possibilities from medical office to residential. Currently zoned RS-3, which allows for residential of 3-10 units. 233' of frontage on Woodlawn Rd and 46' frontage on SR 16. Located approximately 3.5 miles from I-95 and 2.5 miles to US 1. This property can put your business or residential project in a high traffic area with great visibility.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$6,568
Property taxesest. at asking price, St. Johns County$1,597
Estimated total, before insurance$8,165/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,200,000
$240,000
Loan Term
Monthly Payment
$6,568
Principal & Interest: $6,568
Property taxes (est.): $1,597
Insurance (est.): $800
Estimated Total Monthly
$8,965
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~977 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$27,236$22,215▲ $2,002
2024$25,457$20,196—
2023$21,005$18,360—
2022$18,689$16,691—
2021$16,942$15,174▲ $2,670
2020$13,795$13,795—

Estimated taxes if purchased at asking price: ~$19,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 25, 2026Price change$1,200,000+$100,000
  • Jul 15, 2025Listed$1,100,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,200,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres2.50 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address1770 Woodlawn Road, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionNot Validd
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size108,900 sq ft
Lot Dimensions2.50
Parcel Number084740-0000

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available

Exterior

Lot DescriptionIrregular Lot, Wooded
Road SurfaceAsphalt, Paved
Road FrontageCounty Road

Additional Information

Date ListedAugust 25, 2026
Days on Market473
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: CENTURY 21 ST AUGUSTINE PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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