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Active

Active·49 days on market

3630 NW 136th St Street

Gainesville, FL 32606

$557,900$291/sqftEst. $2,845/moMLS# 2151035

Beds

Baths

1,918

Sq Ft

1966

Built

Garage

Pool

About this home

Gainesville

HUGE $40k REDUCTION for faster sale. Owner says, ''Bring your offers!'' Quiet Secluded Paradise! This wonderful home with guest house resides on 2.5 acres on the outskirts of Gainesville. NO HOA to hassle you. When entering the home you will find a foyer that opens to a large open living area currently used as a dinning space. The spacious kitchen is well adorn with granite counters & complimenting stainless appliances including a double oven range. Lots of cabinets and counter space for the chef of the house. The family room has large sliding doors that look out the front of the home & custom tile floor details, a wonderful room for entertaining. Off of the family room, you will find a large storage room as well as interior laundry room. The back of the home has a large glassed Florida room which overlooks the multi-level deck & backyard. The guest house is a studio with its own bathroom and laundry. There is also a conditioned detached garage for all your hobbies and storage.

Cost to own

Mortgage calculator

Home Price

$557,900

Down Payment: 20%

$111,580

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,845

Principal & Interest: $2,845

Insurance (est.): $372

Estimated Total Monthly

$3,217

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,845

Estimated total, before insurance$2,845/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,915/yr · $243/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,915/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1966)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,160 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 1, 2026Price change$557,900−$2,000
Jun 17, 2026Listed$559,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$557,900

Price / Sq Ft$291

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,918

Acres2.50 acres

Year Built1966

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

# of Carport Spaces2

Has PoolNo

Is WaterfrontNo

Direction FacesEast

Community Information

Address3630 NW 136th St Street, Gainesville, FL 32606

Area708-Gainesville-Northwest-West Of I-75

SubdivisionNot Validd

CityGainesville

CountyAlachua

StateFL

Zip Code32606

Lot Size108,900 sq ft

Parcel Number04215-001-009

Amenities

UtilitiesElectricity Connected, Water Available

SewerSeptic Tank

Water SourcePrivate, Well

ParkingCircular Driveway, Detached Carport, Garage, Gated

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Primary Bathroom - Shower No Tub, Smart Thermostat

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Heat Pump

CoolingCentral Air, Electric

FlooringLaminate, Tile, Wood

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySecurity Gate