This home is in St. Johns — a home near Bartram Trail High School.
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Sold·Closed Nov 3, 2025·184 days on market·Recent sales in St. Johns County
540 Roberts Road
St. Johns, FL 32259
About this home
St. Johns
***ROOF WILL BE REPLACED BEFORE CLOSING*** This stunning 3-bedroom, 2.5-bathroom home on 1.1 acres offers the perfect blend of sophistication and comfort in a highly sought-after A-rated school district. From the moment you arrive, you'll be captivated by the beautiful landscaping with palm trees, a circular driveway, and mature trees that provide a private retreat. Step inside to find a beautifully updated interior with quartz countertops, fresh paint inside and out (including the fence), new blinds, and updated light fixtures. The home features newer carpet and a water softener, ensuring both style and convenience. Outdoors, the saltwater heated pool (electric) is the perfect place to unwind. The screened enclosure offers year-round enjoyment, while the gorgeous gazebo with a metal roof provides a shaded oasis for poolside relaxation. With plenty of cleared space for your RV or boat (allowed by the neighborhood), this property offers exceptional versatility.
Next steps in St. Johns County
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1988)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,738 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $3,882/yr
Estimated taxes if purchased at asking price: ~$10,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Mar 18, 2025Listed$683,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $274/sq ft; this home is listed at $288/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1590 Pitch Pine Avenue, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $720,000 | $399 | 3/3 | 1,805 | 92 | 0.5 |
| 1204 Cunningham Creek Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $600,000 | $258 | 4/3 | 2,328 | 2 | 0.6 |
| 1768 Greenridge Circle E, St. Johns, FL 32259Listed by MOMENTUM REALTY | Oct 2026 | $550,000 | $215 | 5/3 | 2,560 | 11 | 0.8 |
| 1309 Hideaway Drive S, St. Johns, FL 32259Listed by WATSON REALTY CORP | Sep 2026 | $680,000 | $240 | 4/3 | 2,839 | 80 | 0.8 |
| 1333 S Hideaway Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $699,900 | $285 | 4/3 | 2,452 | 53 | 0.8 |
| 1100 Creekwood Way N, St. Johns, FL 32259Listed by HANEY SIGNATURE REALTY LLC | Aug 2026 | $739,000 | $274 | 4/3 | 2,700 | 15 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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