Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Johns — a home near Bartram Trail High School.

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Sold

Sold·Closed Apr 23, 2025·46 days on market·Recent sales in Fruit Cove

4768 State Road 13 N

St. Johns, FL 32259

$2,650,000sold priceListed at $2,850,000 · 93% of asking$531/sqftMLS# 2071601

Beds

4.5

Baths

4,990

Sq Ft

2020

Built

Garage

Yes

Pool

No HOA1.71 acresWaterfrontSingle Family Residence2 stories

About this home

St. Johns

Riverfront Luxury on the St. Johns River. This stunning 5-bedroom, 4.5-bath home on the St. Johns River offers unparalleled privacy and breathtaking sunset views over the water. Set on a high bluff 20+ feet above river level, the 1.71-acre lot provides the perfect setting for luxurious, serene living. Guests will be greeted by an electric privacy gate with a convenient pin pad for secure access, ensuring both exclusivity and peace of mind. Completed in 2020, the home spans 4,990 square feet, featuring an open-concept design with a gourmet kitchen equipped with Bosch gas cooktop, double ovens, and dishwasher, a beverage chiller, ice maker, and an elegant bar area ideal for entertaining. The expansive great room, with its coffered ceilings and stunning fireplace with custom-built-ins, offers a perfect gathering space. The room overlooks the pool and offers picturesque views of the river, creating an inviting atmosphere for relaxation or entertaining.

Next steps in Fruit Cove

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$14,563

Property taxesest. at asking price, St. Johns County$3,526

Estimated total, before insurance$18,089/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$12,534/yr · $1,045/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,382 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Guana Reserve beach lot (south)
about 17 mi · 94 parking spaces
Closest park or preserve
Alpine Groves Park
about 5 mi · 1 mi of trails
Closest public boat ramp
Old Shand's Bridge Public Boat Ramp (shallow water)
about 2 mi · St. Johns River
Closest kayak & paddleboard launch
Vera Francis Hall City Park Canoe Landing
about 5 mi · Governor's Creek
Closest youth league fields
Rivertown II Athletic Complex
about 3 mi · Soccer, Baseball, Basketball, Football, Pickleball, Softball
Closest grocery store
Publix
about 3 mi · 205 Rivertown Shops Dr, Saint Johns

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:36 AM, sunset 6:45 PM.

A pool back here is the warmest in town and glitters in the evening.
Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $12,534/yr

Estimated taxes if purchased at asking price: ~$42,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $300/sq ft; this home is listed at $571/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
4708 State Rd 13 N, St. Johns, FL 32259Listed by WATSON REALTY CORP	Mar 2026	$3,000,000	$557	5/5	5,382	1	0.1
5425 Riverwood Road N, St. Augustine, FL 32092Listed by WATSON REALTY CORP	Mar 2026	$1,845,000	$334	5/5.5	5,528	98	1.1
281 Sternwheel Drive, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST	Nov 2025	$862,500	$217	5/4.5	3,981	307	1.4
151 Shinnecock Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTY	Aug 2025	$975,000	$223	6/4	4,382	116	1.5
201 Shinnecock Drive, St. Johns, FL 32259Listed by COMPASS FLORIDA LLC	May 2026	$1,250,000	$300	5/4.5	4,164	27	1.6
225 Shinnecock Drive, St. Johns, FL 32259Listed by CHAD AND SANDY REAL ESTATE GROUP	Sep 2025	$960,000	$262	5/4.5	3,669	18	1.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,850,000

Price / Sq Ft$571

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage4,990

Total Structure Area4,990 sq ft

Acres1.71 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusClosed

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Pool Sweep, Salt Water, Screen Enclosure

Is WaterfrontYes

Direction FacesEast

School Information

ElementaryTrout Creek Academy

MiddleTrout Creek Academy

HighBartram Trail

Community Information

Address4768 State Road 13 N, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionFatio Grant

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size74,487.6 sq ft

Lot Dimensions100' X 750'

Parcel Number0157510000

ZoningSingle Family

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Propane

SewerPrivate Sewer, Septic Tank

Water SourcePrivate

ParkingCircular Driveway, Garage, Garage Door Opener, Gated

ViewRiver

Waterfront TypeRiver Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Refrigerator, Washer, Wine Cooler

HeatingCentral, Heat Pump

CoolingCentral Air

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryLower Level, Upper Level

SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Boat Lift, Dock, Fire Pit, Outdoor Kitchen, Outdoor Shower

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchFront Porch, Rear Porch, Screened

FencingBack Yard

RoofShingle

ConstructionComposition Siding, Frame

Other StructuresOutdoor Kitchen

Road SurfaceAsphalt

Road FrontageState Road

Additional Information

Date ListedFebruary 21, 2025

Days on Market46

Tax Amount$12,534.43

Tax Year2024

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: COMPASS FLORIDA LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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