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Sold·Closed Aug 25, 2025·161 days on market
95153 Point Seymore Trail
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Deep water Riverfront Retreat on the Nassau River. Discover the charm of waterfront living with this deepwater riverfront property on the beautiful Nassau River. Nestled on ¾ of an acre with mature oak trees and lush landscaping, this serene retreat offers breathtaking river views and direct access with a private dock. The two-bedroom, two-bath cottage features a spacious sunroom that provides panoramic views of the river, perfect for enjoying morning coffee or evening sunsets. A large workshop with electricity, a carport, and an additional storage building offer plenty of space for hobbies, vehicles, and outdoor gear. Whether you're looking for a peaceful getaway or a year-round waterfront home, this property is a rare find. Don't miss your chance to own a slice of paradise on the Nassau River.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1989)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,552 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Burney Parkabout 3 mi · 220 parking spaces
Closest park or preserve
Big Talbot Island State Parkabout 5 mi · 11.2 mi of trails
Closest public boat ramp
Holly Point Boat Rampabout 2 mi · Nassau River
Closest kayak & paddleboard launch
Betz – Tiger Point Preserve Edwards Creek Day Use Area Kayak Launchabout 5 mi · Edwards Creek
Closest youth league fields
William F. Sheffield Regional Parkabout 8 mi · Baseball, Football, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $2,021/yr
Estimated taxes if purchased at asking price: ~$14,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $672/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 95060 Holmberg Lane, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS FIRST COAST REALTY | Mar 2026 | $260,000 | $185 | 3/2 | 1,408 | 38 | 0.6 |
| 95539 Tyson Road, Fernandina Beach, FL 32034Listed by CENTURY 21 MILLER ELITE LLC | Apr 2026 | $310,000 | $259 | 4/2 | 1,196 | 33 | 1.2 |
| 95118 Petunia Court, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Feb 2026 | $160,000 | $153 | 2/2 | 1,043 | 89 | 1.5 |
| 95664 Springhill Road, Fernandina Beach, FL 32034Listed by FLORIDA REALTY INVESTMENTS | May 2025 | $282,000 | $181 | 3/2 | 1,560 | 265 | 1.5 |
| 95608 Clearwater Road, Fernandina Beach, FL 32034Listed by PALM III REALTY AND PROPERTY M | Apr 2026 | $305,000 | $195 | 3/2 | 1,568 | 111 | 1.6 |
| 940731 Old Nassauville Road, Fernandina Beach, FL 32034Listed by PREMIER COASTAL PROPERTIES, LLC | Nov 2025 | $230,000 | $185 | 3/2 | 1,244 | 67 | 1.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Sold by: WATSON REALTY CORP (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines