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Sold

Sold·Closed Nov 6, 2025·67 days on market

940731 Old Nassauville Road

Fernandina Beach, FL 32034

$230,000sold priceListed at $230,000 · 100% of asking$185/sqftMLS# 2101095
3
Beds
2
Baths
1,244
Sq Ft
2024
Built
—
Garage
No
Pool
No HOA1.02 acresManufactured Home1 story

About this home

Fernandina Beach

Brand New 2024 Mobile Home on 1.02 Acres - No HOA, No CDD! Just 15 Mins from the Beach! 🌴 Enjoy the freedom of country-style living just minutes from the coast! This brand-new 2024 manufactured home features 3 spacious bedrooms, 2 full bathrooms, and sits on a cleared 1.02-acre lot — perfect for privacy, space, and future upgrades. ✨ Property Highlights: Large closets throughout Bright, open-concept living area No HOA & No CDD fees - live how you want, with no restrictions Private well & septic system - lower monthly utilities and total independence Just 15 minutes to the beach - enjoy sun and surf Room to add a garage, workshop, pool, or garden The lot is flat, open, and ready for your personal touch - whether you're dreaming of a backyard oasis, RV parking, or even a small homestead.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,274
Property taxesest. at asking price, Nassau County$318
Estimated total, before insurance$1,591/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$230,000
$46,000
Loan Term
Monthly Payment
$1,274
Principal & Interest: $1,274
Property taxes (est.): $318
Insurance (est.): $153
Estimated Total Monthly
$1,745
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,636 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $45/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $185/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95608 Clearwater Road, Fernandina Beach, FL 32034Listed by PALM III REALTY AND PROPERTY MApr 2026$305,000$1953/21,5681110.4
95664 Springhill Road, Fernandina Beach, FL 32034Listed by FLORIDA REALTY INVESTMENTSMay 2025$282,000$1813/21,5602650.4
85336 Crews Road N, Fernandina Beach, FL 32034Listed by PALM III REALTY AND PROPERTY MMay 2026$115,000$863/21,34460.6
95458 Mobley Heights Road, Fernandina Beach, FL 32034Listed by PALM III REALTY AND PROPERTY MAug 2025$260,000$1723/21,51200.8
95118 Petunia Court, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYFeb 2026$160,000$1532/21,043890.9
95081 Wildwood Circle, Fernandina Beach, FL 32034Listed by COLDWELL BANKER ANABASIS REALTYSep 2026$305,000$2153/21,418841.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$230,000
Price / Sq Ft$185
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,244
Total Structure Area12 sq ft
Acres1.02 acres
Year Built2024
TypeResidential
Sub-TypeManufactured Home
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address940731 Old Nassauville Road, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionHolly Point
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size44,431.2 sq ft
Parcel Number452N28550B00030380

Amenities

UtilitiesCable Available, Electricity Connected, Other
SewerSeptic Tank
Water SourcePrivate, Well
ParkingOff Street
ViewOther

Interior

Interior FeaturesOpen Floorplan, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCleared, Few Trees
RoofShingle
ConstructionVinyl Siding
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedJuly 29, 2025
Days on Market67
Tax Amount$44.75
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PREMIER COASTAL PROPERTIES, LLC

Sold by: CENTURY 21 MILLER ELITE LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 6, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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