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Sold·Closed Mar 27, 2026·38 days on market
95060 Holmberg Lane
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Welcome to your oasis located in beautiful Fernandina Beach. Zoned for Fernandina schools. Only minutes from the Nassau river with deeded deep water access. Sitting on exactly 1 acre, this property has it all. Enjoy your morning coffee overlooking the pond with a new dock. Bring the children to play on the fully fenced property with a new treehouse platform. Roof was replaced in 2021 and New A/C installed at the end of 2024, along with a new well drilled in 2024! This move in ready home boasts all new LVP and lighting throughout. Master suite offers enormous closets with a walk in shower and garden tub. Open floor plan with large living room flowing seamlessly into the eat in kitchen. Kitchen boasts new sink and faucet and all new appliances. New toilets in both bathrooms. Step out the back door to 2 sheds / workshops with electrical already run. 1 shed with A/C and insulation for working in the Florida summers. Do Not Miss This!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2021 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,582 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Burney Parkabout 4 mi · 220 parking spaces
Closest park or preserve
Big Talbot Island State Parkabout 5 mi · 11.2 mi of trails
Closest public boat ramp
Holly Point Boat Rampabout 2 mi · Nassau River
Closest kayak & paddleboard launch
Betz – Tiger Point Preserve Edwards Creek Day Use Area Kayak Launchabout 5 mi · Edwards Creek
Closest youth league fields
William F. Sheffield Regional Parkabout 8 mi · Baseball, Football, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $446/yr
Estimated taxes if purchased at asking price: ~$4,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $259/sq ft; this home is listed at $185/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 95539 Tyson Road, Fernandina Beach, FL 32034Listed by CENTURY 21 MILLER ELITE LLC | Apr 2026 | $310,000 | $259 | 4/2 | 1,196 | 33 | 0.7 |
| 95118 Petunia Court, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Feb 2026 | $160,000 | $153 | 2/2 | 1,043 | 89 | 1 |
| 95608 Clearwater Road, Fernandina Beach, FL 32034Listed by PALM III REALTY AND PROPERTY M | Apr 2026 | $305,000 | $195 | 3/2 | 1,568 | 111 | 1.2 |
| 96512 Stillpoint Way, Fernandina Beach, FL 32034Listed by CENTURY COMMUNITIES OF FLORIDA | Oct 2025 | $374,990 | $270 | 3/2 | 1,388 | 69 | 1.3 |
| 96414 Stillpoint Way, Fernandina Beach, FL 32034Listed by CENTURY COMMUNITIES OF FLORIDA | Sep 2025 | $359,990 | $259 | 3/2 | 1,388 | 51 | 1.3 |
| 97280 Harbor Concourse Circle, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Sep 2026 | $405,000 | $227 | 3/2 | 1,787 | 89 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY
Sold by: KELLER WILLIAMS FIRST COAST REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Mar 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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