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Sold

Sold·Closed Apr 15, 2026·33 days on market

95539 Tyson Road

Fernandina Beach, FL 32034

$310,000sold priceListed at $315,000 · 98.4% of asking$259/sqftMLS# 2131439
4
Beds
2
Baths
1,196
Sq Ft
1991
Built
—
Garage
No
Pool
No HOA1.00 acresManufactured Home1 story

About this home

Fernandina Beach

2025 COMPLETE RENOVATION -- INSIDE AND OUT! DOES YOU WOULD NEVER GUESS THIS IS A MANUFACTURED HOME. With charming front and back porches, it presents like a classic ranch from the outside, while the interior offers the same modern finishes and features you'd expect in NEW CONSTRUCTION! This home sits on a FULL 1-ACRE LOT with NO HOA! Every element was updated in 2025, including: NEW ROOF, NEW HARDIE BOARD SIDING, NEW WINDOWS, UPGRADED EXPANDED PORCHES, NEW FOAM INSULATION, ALL NEW LANDSCAPING, NEW DRIVEWAY, NEW HVAC, NEW HOT WATER HEATER, NEW WATER SOFTENER, NEW LIGHTING, NEW FLOORING, NEW BATHROOMS AND A NEW KITCHEN WITH ALL NEW APPLIANCES. Set on an expansive 1-acre open-rural lot, there's NO NEIGHBORS on one side, thanks to a county-approved park that will soon be located right next door, offering both privacy and a beautiful natural buffer. There's plenty of space for outdoor living, toys, boats, pets - and the open rural zoning even allows you to keep horses or farm animals.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,717
Property taxesest. at asking price, Nassau County$428
Estimated total, before insurance$2,145/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$310,000
$62,000
Loan Term
Monthly Payment
$1,717
Principal & Interest: $1,717
Property taxes (est.): $428
Insurance (est.): $207
Estimated Total Monthly
$2,352
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,255 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $258/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $269/sq ft; this home is listed at $263/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
96512 Stillpoint Way, Fernandina Beach, FL 32034Listed by CENTURY COMMUNITIES OF FLORIDAOct 2025$374,990$2703/21,388690.6
96414 Stillpoint Way, Fernandina Beach, FL 32034Listed by CENTURY COMMUNITIES OF FLORIDASep 2025$359,990$2593/21,388510.6
96445 Stillpoint Way, Fernandina Beach, FL 32034Listed by CENTURY COMMUNITIES OF FLORIDAAug 2025$389,990$2813/21,388770.6
96405 Stillpoint Way, Fernandina Beach, FL 32034Listed by CENTURY COMMUNITIES OF FLORIDAJul 2025$373,990$2693/21,388160.6
96357 Stillpoint Way, Fernandina Beach, FL 32034Listed by CENTURY COMMUNITIES OF FLORIDAJun 2025$369,990$2673/21,388120.6
95060 Holmberg Lane, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS FIRST COAST REALTYMar 2026$260,000$1853/21,408380.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$315,000
Price / Sq Ft$263
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,196
Acres1.00 acres
Year Built1991
TypeResidential
Sub-TypeManufactured Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address95539 Tyson Road, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionMetes & Bounds
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size43,560 sq ft
Parcel Number442N28000000030010

Amenities

UtilitiesCable Available
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingOther
ViewProtected Preserve

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Water Softener Owned
HeatingHeat Pump
CoolingCentral Air
# of Stories1

Exterior

Lot DescriptionIrregular Lot
Patio / PorchDeck, Front Porch, Rear Porch
RoofMetal
ConstructionFiber Cement
Road SurfacePaved

Additional Information

Date ListedFebruary 23, 2026
Days on Market33
Tax Amount$257.92
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 MILLER ELITE LLC

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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