Fernandina Beach or Amelia Island, which is the right name?

Both. Amelia Island is the barrier island; Fernandina Beach is the city on its north end and the mailing address for the whole island, which is why Amelia Island Plantation homes carry Fernandina Beach addresses. On this site the Amelia Island page lists the whole island by MLS area, this page lists the city’s areas, and the mainland communities with Fernandina Beach addresses (Amelia National, North Hampton, Amelia Walk, Flora Parke, between I-95 and the bridges) are listed under Amelia Island as its mainland side.

Does Fernandina Beach flood?

Less of it than a barrier island suggests: 85 of the 92 single-family and condo listings in the city’s MLS areas today map to FEMA Zone X, because the historic district and the neighborhoods behind the dune line sit on the island’s higher ground. The oceanfront, the harbor edge and the marsh side carry high-risk zones and the earliest evacuation letters. Every listing on this site shows its own FEMA zone and evacuation zone in the Reality Check section, and the Amelia Island page carries the flood-and-insurance explainer.

Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

Fernandina Beach Homes For Sale

Fernandina Beach, FL

92 homes · 8 new this week · median $762,500 · updated 10 minutes ago

New Fernandina Beach homes the day they list · free, no account

Narrow Fernandina Beach homes Ask Krista about Fernandina Beach

Waterfront Pool homes 4+ beds Fernandina Beach High Historic district, honestly vs Yulee The paper-mill question Condos Oceanfront ZIP 32034 · every home Amelia Island, the whole island Amelia Park More filters

Search freely — no forced sign-up, no call center, no data selling.

Just listed · newest in Fernandina Beach

More than price: every card shows HOA, flood zone, evacuation zone, and estimated monthly cost.

For Sale

604 N 15th Street

Fernandina Beach, FL 32034

3 bd · 2 ba · 1,318 sq ft

$649,000Est. $3,454/mo

FEMA Zone X · Evac C

Listing Office: fernandina beach realty

in Highland Heights

For Sale

703 Bonnieview Road

Fernandina Beach, FL 32034

3 bd · 2 ba · 1,902 sq ft

$559,000Est. $2,975/mo

FEMA Zone X · Evac A

Listing Office: keller williams realty atlantic partners

in Amelia Island

For Sale

2168 Whitfield Drive

Fernandina Beach, FL 32034

3 bd · 2 ba · 1,808 sq ft

$675,000Est. $3,603/mo

FEMA Zone X · Evac B

Listing Office: summer house realty

in Lakewood

For Sale

1301 Autumn Trace

Fernandina Beach, FL 32034

5 bd · 4 ba · 3,440 sq ft

$2,300,000Est. $12,242/mo

FEMA Zone AE · Evac A

Listing Office: one sotheby's international realty

in Autumn Trace

For Sale

2019 Village Lane

Fernandina Beach, FL 32034

3 bd · 2 ba · 1,775 sq ft

$490,990Est. $2,649/mo

FEMA Zone X · Evac C

Listing Office: real broker llc

in Island Village

For Sale

2831 Park Square Place E

Fernandina Beach, FL 32034

3 bd · 2.5 ba · 2,548 sq ft

$899,900Est. $4,819/mo

FEMA Zone X · Evac B

Listing Office: ponte vedra club realty, inc.

in Egans Bluff #3

Now on the Market

All 93 active listings

Showing 91–93

Filter these 93 homes by price, beds, baths & features on the map search.

Filter Fernandina Beach homes

Map of Fernandina Beach listings

View all 93 homes in Fernandina Beach on map →

Refine your search →

Interested in Fernandina Beach?

Krista has 20+ years helping buyers find homes in Fernandina Beach. Start your search or get personalized recommendations.

Search Fernandina Beach Homes Contact Krista

The Amelia Island hub

The island by MLS area, Fernandina Beach as its city, and the mainland side between I-95 and the bridges: resort-grade sand, the historic harbor, and the friendliest direct-oceanfront pricing on the coast.

Amelia Island

Communities

Guides & tours

Nearby

Schools

What your budget buys